1. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited imagine 2mm ATM++ abhishek sinha, co-founder & ceo

2. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited

6. ‘digit’-ization of a transaction *543*9811234389* 999*1598271234# BENEFICIARY AMOUNT AUTHORIZATION Missed Call | Only Numbers | Works on Ultra-low cost handsets | Low cost

7. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited ‘digit’-ization of a signature 1234 598712 1598271234 PIN Signature *543*9811234389*999* 1598271234 # Beneficiary’s Mobile No. Amount. ‘Signature’ Paper equivalent to RSA device + PIN | Only Numbers | Low cost | Innovation

8. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited

11. SMALL = big

12. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited

13. Shri Nitish Kumar CM of Bihar on a visit to Sheikhpura ASHA workers at a training workshop

14. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited Positive incremental regulation 2006200820102012 RBI proposes Business Corresponden ts for Banks RBI extends list of individuals to allow shop owners and petrol pump owners as well as retired teachers RBI permits Banks to engage retired bankers, servicemen; allows sub-agents RBI permits Banks to charge reasonable fees RBI allows for- profit companies to be BC Finance Minister announces service tax exemption for BC/BF to extend reach and inclusion

15. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited “ By taking existing infrastructure and spare capacity among mobile networks, your model could dramatically reduce costs for service providers and customers alike ” - Bill Gates Visited Eko site – Dec 2008

16. © Strictly confidential. Eko/- is the property of Eko India Financial Services Private Limited “ Eko is an example of a supreme garage innovation! If you thought the rate of change was fast thanks to the garage innovators of Silicon Valley, wait until the garages of Delhi, Mumbai and Bangalore get fully up to speed. I sure hope we’re ready –NYT - Tom Friedman Visited Eko– Oct 2010