1. North Coast Surety 1 Welcome to Bid List Connection Slide Show presentation to explain how a bond might get processed in the bidding process. This explanation is in English. The technical version entails the use of wrappers, verification and integration protocols, and a host of other elements that are beyond the author of this presentation. One of the goals of this effort is to explain in layman terms what the various programmers along the communication path need to envision as a collective goal. To view the slide show the press the left mouse button or the arrows keys on your keyboard to proceed through the slides.

2. North Coast Surety 2 This is Part III is a series, and viewers should be acquainted with parts I & II to understand what XML is, and an overview of the flow of data. Owner Contractor Surety Agent Surety Company Data Processing

3. North Coast Surety 3 Contractor Project Name.XML from www.caltrans.com Step One-The Download File Contractor saves the downloaded file in the directory they have selected to hold downloads.

4. North Coast Surety 4 Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond End:aecXML Step One-The Download File The downloaded file contains an industry standard XML script that contains the basic project information.

5. North Coast Surety 5 Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond End:aecXML Step One-The Download File The downloaded file contains an address that links future viewers to the project specific location on the owners website

6. North Coast Surety 6 Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond End:aecXML Step One-The Download File The downloaded file contains an address that provides the project specific internet address that the owner has established to ultimately receive the electronic bid bond.

7. North Coast Surety 7 Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond End:aecXML Step Two-The Import of Download File Contractor imports the data into Bid List Connection, or any other application that can process the data.

8. North Coast Surety 8 Step Three Once contractor has imported the data from the download file they complete the remaining fields in the project information panel

9. North Coast Surety 9 Step Four- Electronic Bid Request Contractor sends electronic bid request to surety agent, with digital signature. It is the beginning of an electronic bid document.

10. North Coast Surety 10 Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond Under the Hill Construction Bob Jones San Francisco Larry Williams DFG456787FDGREE344dfRR XRTV34RDR78FD34DS End:aecXML Step Four- Electronic Bid Request The data now includes both the original information from the owners download file and the data added by the contractor. Contractors Data Owners Data

11. North Coast Surety 11 Owner Contractor Surety Agent Surety Company Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond Under the Hill Construction Bob Jones San Francisco Larry Williams DFG456787FDGREE344dfRR XRTV34RDR78FD34DS End:aecXML Step Four- Electronic Bid Request Because the bid bond request is from the contractors computer a digital signature can be added, with certification.

12. North Coast Surety 12 Start:aecXML Highway 1 Tunnel 04-12345 082501 Caltrans 10000000 365 1000 04-12345BB www.caltrans.gov/projects/04-12345 www.caltrans.gov/projects/04-12345/bidbond Under the Hill Construction Bob Jones San Francisco Larry Williams DFG456787FDGREE344dfRR XRTVT345GR78FD34DS North Coast Surety Insurance Services, Inc. NCS1239 K. Dixon Wright Approved under existing Program U12345 10000000 DFG456787FDGREE344dfRR XRTVT345GR78FD34DS End:aecXML Step Five-The Agent Processes Request The surety agent processes the bid request, adds its digital signature, with certification. The resulting XML file contains the project data, with both the contractors and the agents signature. Agents Data Owners and Contractors data

13. North Coast Surety 13 Step Five-The Agent Processes Request The data is received by the surety company. The agent is authorized to issue the bid bond. The record of the bonds issuance is maintained by the surety. Owner Contractor Surety Agent Surety Company

14. North Coast Surety 14 Owner Contractor Surety Agent Surety Company From Surety Agent to Caltrans: www.caltrans.gov/projects/04-12345/bidbond Start:aecXML Highway 1 Tunnel 04-12345 082501 04-12345BB Under the Hill Construction Larry Williams DFG456787FDGREE344dfRR XRTVT345GR78FD34DS DFG456787FDGREE344dfRR XRTVT345GR78FD34DS 1239499 End:aecXML Step Six-The Agent Transmits Bid Bond Agent transmits just the information necessary for the bid bond, including the contractor and agents signatures. It also identifies the verification address for the surety.

15. North Coast Surety 15 Step Seven-The Owner Verifies the Bond The file received by the owner contains all the information necessary for the owner to verify directly with the surety company, or a third party verification facility, the authenticity of the bond. Owner Contractor Surety Agent Surety Company

16. North Coast Surety 16 Start:aecXML > Highway 1 Tunnel > > 04-12345 > > 082501 > > 04-12345BB > >Under the Hill Construction > >DFG456787FDGREE344dfRR > >XRTVT345GR78FD34DS > >DFG456787FDGREE344dfRR > >XRTVT345GR78FD34DS > >345GR7 > >38fr45GR7 > DFG456787FDGREE344dfRR XRTVT345GR78FD34DS End:aecXML Step Eight-The Surety Verification The surety matches the received request for verification against the bonds it maintains records on. A match results in an affirmative verification, with the surety company digital signature.

17. North Coast Surety 17 Step Eight-The Surety Verification The owner now possesses all the information and authentication necessary to conclude the bond process. Owner Contractor Surety Agent Surety Company End Beginning