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Exhibit 1. Average Premiums in Colorado, Connecticut, Minnesota, and Vermont by Metal Tier, Single Coverage, 2014 and 2015 ColoradoConnecticutMinnesotaVermont.

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Presentation on theme: "Exhibit 1. Average Premiums in Colorado, Connecticut, Minnesota, and Vermont by Metal Tier, Single Coverage, 2014 and 2015 ColoradoConnecticutMinnesotaVermont."— Presentation transcript:

1 Exhibit 1. Average Premiums in Colorado, Connecticut, Minnesota, and Vermont by Metal Tier, Single Coverage, 2014 and 2015 ColoradoConnecticutMinnesotaVermont 20142015 % change 20142015 % change 20142015 % change 20142015 % change Bronze $308$280–9%$290$282–3%$176$21221%$351$3839% Silver $368$345–6%$389$361–7%$224$25514%$418$4559% Gold $455$392–13%$426$399–6%$262$30717%$498$54610% Platinum $507$454–10% n/a $483n/a$257$34635%$589$6358% Overall $353$325–8%$339$334–2%$213$25319%$410$4479% Note: All single rates are for 40-year-old nonsmokers. Source: Review of publicly available 2014 and 2015 rate filings from the Colorado, Connecticut, Minnesota, and Vermont Departments of Insurance and insurance exchange marketplace websites.

2 Exhibit 2. Average Premiums in Colorado, Connecticut, Minnesota, and Vermont for Single, Couple, and Family Coverage, 2014 and 2015 ColoradoConnecticutMinnesotaVermont 20142015 % change 20142015 % change 20142015 % change 20142015 % change Single $353$325–8%$339$334–2%$213$25319%$410$4479% Couple $707$650–8%$678$668–2%$425$50719%$819$893 9% Family $1,058$972–8%$1,015$1,000–1%$719$85919% $1,15 1 $1,25 5 9% Note: Single rates are for 40-year-old nonsmokers; couple rates are for two 40-year-old nonsmokers; family rates are for a family of four (two 40-year-old nonsmokers plus two children in the 0–20 age bracket). Source: Review of publicly available 2014 and 2015 rate filings from the Colorado, Connecticut, Minnesota, and Vermont Departments of Insurance and insurance exchange marketplace websites.

3 Exhibit 3. Average Deductibles, Out-of-Pocket Limits, and Copayments in Colorado, Connecticut, Minnesota, and Vermont by Metal Tier, 2014–2015 Source: Review of publicly available 2014 and 2015 rate filings from the Colo., Conn., Minn., and Vt. Depts. of Insurance and insurance exchange marketplace websites. State and YearAll PlansCatastrophicBronzeSilverGoldPlatinum Colorado 2014Average deductible (plans with deductibles)$3,461$6,350$5,216$2,448$1,255$750 Average out-of pocket limit$5,792$6,350$6,339$5,880$4,814$1,500 Average copayment, primary care visit$35$46$52$34$23$18 Colorado 2015Average deductible (plans with deductibles)$3,476$6,475$5,265$2,587$1,565$625 Average out-of-pocket limit$5,848$6,528$6,400$6,117$4,543$1,500 Average copayment, primary care visit$34$45$48$33$23$18 Connecticut 2014Average deductible (plans with deductibles)$3,689$6,350$4,725$2,850$1,125n/a Average out-of-pocket limit$5,486$6,350$6,288$5,938$3,000n/a Average copayment, primary care visit$25$30$24$30$20n/a Connecticut 2015Average deductible (plans with deductibles)$3,361$6,600$4,750$2,342$1,269n/a Average out-of-pocket limit$5,587$6,600$6,489$6,178$3,767$2,000 Average copayment, primary care visit$30 $35$33$23$10 Minnesota 2014Average deductible (plans with deductibles)$3,543$6,350$5,923$2,636$1,192$900 Average out-of-pocket limit$4,682$6,350$6,038$4,836$3,250$900 Average copayment, primary care visit$38$32$60$34$33$35 Minnesota 2015Average deductible (plans with deductibles)$3,334$6,550$5,567$2,268$1,311$1,000 Average out-of-pocket limit$4,945$6,600$6,198$5,329$3,337$1,375 Average copayment, primary care visit$34$30$53$33$27$20 Vermont 2014Average deductible (plans with deductibles)$2,063$6,350$2,450$1,717$813$150 Average out-of-pocket limit$5,195$6,350$6,300$5,508$4,463$1,250 Average copayment, primary care visit$20n/a $33$20$14$10 Vermont 2015Average deductible (plans with deductibles)$2,273$6,200$3,167$1,775$775$150 Average out-of-pocket limit$5,210$6,175$6,342$5,542$4,513$1,250 Average copayment, primary care visit$21 n/a$33$24$14$10

4 Exhibit 4. Statewide Averages for Benchmark Plans in Colorado, Connecticut, Minnesota, and Vermont, 2014 and 2015 State averages 20142015Percent change Colorado$263$215 –18.43% Connecticut$387$335 –13.33% Minnesota$171$196 14.45% Vermont$413$436 5.66% Note: Single rates are for 40-year-old nonsmokers. Source: Review of publicly available 2014 and 2015 rate filings from the Colorado, Connecticut, Minnesota, and Vermont Departments of Insurance and insurance exchange marketplace websites.


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