1. 11 THE SCIENCE OF RISK SM About Verisk Analytics

2. 2 THE SCIENCE OF RISK SM Who we are Our approach Our evolution and growth Our customers and brands Agenda

3. 3 Who We Are THE SCIENCE OF RISK SM Data, Analytics, and Decision Support Understand Risk Fraud Detection and Prevention Focus on Prediction Insurance Heritage, recently moved into Healthcare & Mortgage

4. 4 THE SCIENCE OF RISK SM Our Approach to the Market Risk Assessment Our policy language is standard in P&C insurance Identify fraudulent mortgage applications Proprietary engineering data on most Class A U.S. commercial buildings Rating of >46,000 town / city fire departments Catastrophe models predict hurricane damage months before landfall Prediction of loss per risk underwritten Evaluate which 50 people will represent 20% of all claims dollars in 10K-person health plan Estimate cost to rebuild tornado- damaged homes Decision Analytics Turnkey Solutions and “COGS” for P&C Insurance Embedded Analytics to Manage Risk

5. 5 THE SCIENCE OF RISK SM 14.5 billion records in commercial and personal lines –Over 1,800 insurers provide data –Almost 3 billion records submitted each year 25 years of VIN auto information Detailed information on over 2.8 million commercial properties Insurance fraud database with about 700 million claims –Used by >93% of the P&C industry Over 20 million annual claim assignments for property losses –Used by >75% homeowners insurers Models covering natural hazards in over 50 countries Mortgage analytics based on over 50 million applications, borrowers and third-parties Healthcare analytics referencing nearly 20 million insured lives 5 Risk Assessment Decision Analytics Unique and Valuable Data Assets

6. 6 THE SCIENCE OF RISK SM 6 Verisk Evolution Timeline

7. 7 THE SCIENCE OF RISK SM Our People and Credentials Our Credentials Highly skilled and disciplined team More than 550 advanced degrees, including over 100 Ph.D.s More than 70 Fellows and Associates Almost 140 CPCUs More than 45 CIDMs and AIDMs Nearly 200 Certified Fire Protection Specialists

8. 8 THE SCIENCE OF RISK SM Our Customers The Top 100 P&C Insurance Providers The 10 Largest Global Reinsurers 5 of the 6 Leading Mortgage Insurers 14 of the 20 Leading Mortgage Lenders Numerous Health Plans & TPA’s Numerous Government Agencies (DHS, NOAA, NASA, DOD)

9. 9 THE SCIENCE OF RISK SM Our Brands Risk Analysis Mortgage HealthcareP & C

10. 10 THE SCIENCE OF RISK SM About Verisk Analytics