2. Lesson 2 Choosing Community Health Services You need to understand the options in health care services available in your community. Being health-literate means more than just being informed about products.

3. Lesson 2 In this lesson, you will learn to: Lesson Objectives Compare professional health services, such as primary and preventive care Describe health care services in the community that relate to disease prevention and health promotion Analyze the cost, availability, and accessibility of health services for people of all ages

4. Lesson 2 Types of Health Services Immunizations, health screenings, and health care professionals are all a part of the health care system.health care system Whenever you’ve seen a doctor for a checkup or a dentist for an oral exam, you’ve used preventive care.preventive care Health care can be divided into: General care, which includes primary care physicians.primary care physicians Specialized care, which includes specialists.specialists Health Care System

5. Lesson 2 Facilities for Health Care Services Communities may have more than one type of health care facility. These facilities may offer health care as inpatient care or outpatient care. Health care facilities include: Private practices Clinics Group practices Hospitals Emergency rooms Urgent care centers Health Care Facilities

6. Lesson 2 How People Pay for Health Services Health Care Expenses Many families have some form of health insurance.health insurance To maintain membership in such a plan, the insured person pays a periodic premium, or fee, for medical coverage. In conventional insurance plans, the insured person pays for doctor visits out of pocket. The insurance company then reimburses a fixed portion of the cost of the visit. A deductible is an amount a member must pay in an out-of- pocket expense before the plan will start reimbursing for health care services.

7. Lesson 2 Some insurance plans are called managed care plans. These plans emphasize preventive care and offer reduced physician charges for their members in an attempt to control costs. Managed Care How People Pay for Health Services

8. Lesson 2 Types of Managed Care Plans Members pay a monthly premium. Members avail medical services with few or no out-of-pocket expenses. Usually members can see only those physicians who have signed an agreement with the HMO. PPOPOS HMO 1.Health Maintenance Organizations (HMOs) 2.Preferred Provider Organizations (PPOs) 3.Point of Service (POS) plans How People Pay for Health Services

9. Lesson 2 The health community continually updates the types of care available and the procedures used to implement care for people of all ages. Current trends include the following: Birthing centers Drug treatment centers Continuing care and assisted living facilities Hospices Telemedicine Trends in Health Care Current Trends

10. Lesson 2 You and Your Health Care A good doctor/patient relationship is critical to quality health care. This relationship requires an open communication and a sense of trust. To effectively maintain your health you need to be aware of: Your medical history.medical history Your health habits. The health of close family members. How to Form a Good Doctor/Patient Relationship

11. Lesson 2 Patient Skills Make the most out of your next medical appointment: Before you go, write down your reasons for seeing the doctor. While you are at the office, ask questions about any diagnoses, medications, or procedures that you do not understand or are unsure about. Inform the staff of your allergies and current medications. You and Your Health Care

12. Lesson 2 Ask the pharmacist any questions you have about the medication. Compare products by reading labels. Understand what symptoms each medicine is intended to treat. Medicine Use You and Your Health Care

13. Lesson 2 Q. A medical specialist who specializes in cancer is called a(n) ________. Choose the appropriate option. 1.oncologist 2. dentist 3.psychiatrist 4. orthodontist Quick Review

14. Lesson 2 A. 1. oncologist A medical specialist who specializes in cancer is called an oncologist. Click Next to attempt another question. Quick Review - Answer

15. Lesson 2 Q. A _________ is a primary care provider. Choose the appropriate option. 1.psychiatrist 2. gynecologist 3.school nurse 4. pediatrician Quick Review

16. Lesson 2 A. 3. school nurse A school nurse is a primary care physician. Click Next to attempt another question. Quick Review - Answer

17. Lesson 2 1.Write down your reasons for seeing the doctor. 2.Only ask questions at the end of your appointment, when your doctor asks if you have any. 3. Inform the staff of your allergies and current medications. 4. All of the above Q. Which of the following actions will not necessarily help you make the most of your medical appointment? Quick Review

18. Lesson 2 Click Next to attempt another question. A. 4. All of the above Actions that can help you make the most of your medical appointments include the following: writing down your reasons for seeing the doctor and informing the staff of your allergies and current medications. You should always feel free, at any time during the appointment, to ask questions about any diagnoses, medications, or procedures that you do not understand. Quick Review - Answer

19. Lesson 2 End of Lesson 2 Click Home to view the Main menu.

20. Lesson 2 PPO medical providers agree to charge the organization less than their regular fee for member usage. Members pay a monthly premium. Members can choose a provider outside the plan. Using outside providers results in higher out-of-pocket expenses. HMO PPOPOS Types of Managed Care Plans 1.Health Maintenance Organizations (HMOs) 2.Preferred Provider Organizations (PPOs) 3.Point of Service (POS) plans How People Pay for Health Services

21. Lesson 2 Members can choose providers inside or outside the plan. Choosing an outside provider results in higher premiums and higher out-of-pocket expenses. HMO PPOPOS Types of Managed Care Plans 1.Health Maintenance Organizations (HMOs) 2.Preferred Provider Organizations (PPOs) 3.Point of Service (POS) plans How People Pay for Health Services

22. Lesson 2 Some Health Care Specialists Types of Health Services

23. Lesson 2 A. Correct! A medical specialist who specializes in cancer is called an oncologist. Click Next to attempt another question. Quick Review - Answer

24. Lesson 2 You have answered the question incorrectly. Go back to try again, or click Next to view the correct answer. Quick Review - Answer

25. Lesson 2 A. Correct! A school nurse is a primary care physician. Click Next to attempt another question. Quick Review - Answer

26. Lesson 2 You have answered the question incorrectly. Go back to try again, or click Next to view the correct answer. Quick Review - Answer

27. Lesson 2 A. Correct! Actions that can help you make the most of your medical appointments include the following: writing down your reasons for seeing the doctor and informing the staff of your allergies and current medications. You should always feel free, at any time during the appointment, to ask questions about any diagnoses, medications, or procedures that you do not understand. Click Next to attempt another question. Quick Review - Answer

28. Lesson 2 You have answered the question incorrectly. Go back to try again, or click Next to view the correct answer. Quick Review - Answer

29. Lesson 2 Immunizations, health screenings, and health care professionals are all a part of the health care system.health care system Whenever you’ve seen a doctor for a checkup or a dentist for an oral exam, you’ve used preventive care.preventive care Health care can be divided into: General care, which includes primary care physicians.primary care physicians Specialized care, which includes specialists.specialists Health Care System Types of Health Services A health care system includes all the medical care available to a nation’s people, the way they receive care, and the method of payment.

30. Lesson 2 Immunizations, health screenings, and health care professionals are all a part of the health care system.health care system Whenever you’ve seen a doctor for a checkup or a dentist for an oral exam, you’ve used preventive care.preventive care Health care can be divided into: General care, which includes primary care physicians.primary care physicians Specialized care, which includes specialists.specialists Health Care System Types of Health Services A primary care physician is a medical doctor who provides physical checkups and general care.

31. Lesson 2 Immunizations, health screenings, and health care professionals are all a part of the health care system.health care system Whenever you’ve seen a doctor for a checkup or a dentist for an oral exam, you’ve used preventive care.preventive care Health care can be divided into: General care, which includes primary care physicians.primary care physicians Specialized care, which includes specialists.specialists Health Care System Types of Health Services A specialist is a medical doctor trained to handle particular kinds of patients or medical conditions.

32. Lesson 2 Immunizations, health screenings, and health care professionals are all a part of the health care system.health care system Whenever you’ve seen a doctor for a checkup or a dentist for an oral exam, you’ve used preventive care.preventive care Health care can be divided into: General care, which includes primary care physicians.primary care physicians Specialized care, which includes specialists.specialists Health Care System Types of Health Services Preventive care involves actions that prevent the onset of disease or injury.

33. Lesson 2 Health Care Expenses Many families have some form of health insurance.health insurance To maintain membership in such a plan, the insured person pays a periodic premium, or fee, for medical coverage. In conventional insurance plans, the insured person pays for doctor visits out of pocket. The insurance company then reimburses a fixed portion of the cost of the visit. A deductible is an amount a member must pay in an out-of- pocket expense before the plan will start reimbursing for health care services. Health insurance is a plan in which private companies or government programs pay for part or all of a person’s medical costs. How People Pay for Health Services

34. Lesson 2 A good doctor/patient relationship is critical to quality health care. This relationship requires an open communication and a sense of trust. To effectively maintain your health you need to be aware of: Your medical history.medical history Your health habits. The health of close family members. How to Form a Good Doctor/Patient Relationship You and Your Health Care Medical history is complete and comprehensive information about your immunizations and any health problems you have had to date.