2. Taming the High Cost of College! Brad Baldridge Baldridge College Solutions, LLC 10521 W. Layton Avenue Suite 200 Greenfield, WI 53228 (414) 529-9400 www.BaldridgeCollegeSolutions.com Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Baldridge Wealth Management and Baldridge College Solutions are affiliated. Cambridge and the Baldridge companies are not affiliated. 09-12

3. Late Stage College Planning

4. College finances √ Financial aid planning √ Financial aid forms √ Offer letters √ The appeal process √ Saving and investing √ Tax planning √ Cash flow College selection √ College visits √ College fairs √ Finding the “good fit” school College testing √ ACT √ SAT √ PLAN/PSAT Athletics √ Division I, II, III √ NAIA √ Marketing Academics √ High school curriculum √ GPA √ Class rank Career/life planning √ Choosing a major √ Career planning √ Learning life skills Admissions √ Applications √ Essays √ Recommendation letters √ Early decision/early action Scholarships √ Need-based scholarships √ Merit-based scholarships √ Institutional √ Private Late Stage College Planning

5. Average cost of public school: $25,447 per year* Average cost of private school: $47,550 per year Includes: Tuition and fees, room & board, transportation, books & supplies and personal expenses (COA) * Based on data from The College Board, Trends in Pricing, 2012 2012-13 College Costs

6. Cost of Wisconsin Colleges

7. Alverno College$33,216 Lawrence University$50,370 Marquette University$46,644 University of WI-Madison$23,774 * Based on data from College Board, Fall 2012, living on campus

9. Does everybody pay the same price for College? Who Pays Less? College Costs

10. Attending the Best School -or- Attending the Best School for your Student Which Would You Prefer

11. College Visits College Fairs College Reps at the High School Websites Social Media Finding a School that is a Good Fit

12. Academics Majors Distance from Home Urban, Suburban or Rural Large or Small Finances Selection Criteria

13. The FAFSA The CSS Profile The College’s Own Institutional Forms Additional Forms: Business / Farm Supplement Non-Custodial Parent Form How Does Your Family Apply for Aid?

14. The first FAFSA application is generally due in February of the senior year of high school. Each college sets their own deadline. You will apply every year. You cannot file the FAFSA before January 1 st of each year. The CSS Profile form can be filed before the end of the year. When Do You Apply for Aid?

15. When would you like to know howmuch aid you can expect? Before the Base Year NOW !! When do you plan for Need- based Aid?

16. From the Colleges √ Mostly Private √ Some Public Schools (out of state) Who gets Merit Aid Students in the top ~25% Students the College wants √ Athletes √ Musicians √ Diversity Merit Aid

17. Usually has an impact on need- based Aid May need to be earned year over year. √ Athletic Performance √ Maintaining grades Merit Aid

18. √ Present the best possible student  GPA / Class Rank / Course Selection  ACT / SAT Test Scores  Extracurricular Activities √ Where to Get Help  ACT test prep Group One on One  Admissions Counselors Additional Academic Strategiesd

19. Cash Flow $25,000

20. Scholarship529CreditLoanDeduction Tuition & Fees xxxxx Books & Supplies ?xxx? Room & Board xx Miscellaneous x Travel x Computer x Income Limits x x Qualified Education Expenses

21. Need-Based Aid Evaluation Merit Aid Evaluation Address your top concerns and questions Evaluate additional Strategies √ Tax Planning √ Cash flow √ Visit Planning √ Scholarship Evaluation College Funding Check-up

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23. GOOD DAY AND GOOD LUCK