1. Mobilizing Rotary for Microcredit MRM Rotarian Rotary Club in San Diego

2. Microcredit Is The Gift that keeps on giving “Capitalism, it turns out, can achieve what charity and good intentions sometimes cannot.” Nicholas Kristof & Sheryl WuDunn in Half The Sky, Turning Oppression into Opportunity for Women Worldwide

3. The Grameen Bank story: Professor Dr. Mohammad Yunus Professor Dr. Mohammad Yunus Founded Grameen Bank, Bangladesh, 1976 Founded Grameen Bank, Bangladesh, 1976 Nobel Peace Prize in 2006 Nobel Peace Prize in 2006 Began with $27 loaned to 42 women Began with $27 loaned to 42 women to buy straw to make basketsto buy straw to make baskets Over US$7Billion loaned, over 7million borrowers Over US$7Billion loaned, over 7million borrowers ~ 5% borrowers move out of poverty each year ~ 5% borrowers move out of poverty each year Repayment rate better than 95% Repayment rate better than 95% Mostly women borrowers; children beneficiaries Mostly women borrowers; children beneficiaries Creating, supporting Entrepreneurs & Future Leaders Creating, supporting Entrepreneurs & Future Leaders

4. Microcredit & Rotary Int’l Eliminating poverty through the provision of microfinance Eliminating poverty through the provision of microfinance Help Rotary Clubs launch more microcredit projects, capitalizing on Rotary’s unique strengths Help Rotary Clubs launch more microcredit projects, capitalizing on Rotary’s unique strengths

5. Rotary Clubs & MRM we need your continued participation BrawleyEl Camino RealLa MesaRancho Bernardo Sunrise CalexicoEncinitasLa Mesa SunriseRancho Santa Fe Camp PendletonEncinitas CoastalLemon GroveSan Diego (Club 33) CarlsbadEscondidoMission Bay San Diego Downtown Breakfast Carlsbad Hi-NoonEscondido EastMission Valley San Diego Uptown Sunrise/Mid City Chula VistaEscondido SunriseNational CitySan Luis Rey/Oceanside Chula Vista Sunrise/BonitaFallbrookOceansideSan Marcos CoronadoLa JollaOld MissionShelter Island Del Mar La Jolla Golden TrianglePoint LomaSoutheast San Diego Del Mar-Solana Beach Sunrise La Jolla New GenerationsRamonaTorrey Pines La Jolla El Cajon NoonLa Jolla SunriseRancho Bernardo

6. MRM results Total funds raised since 2003: over $1.2 million

7. Microcredit projects by Rotary Clubs in District 5340 Rotary Year Country, $$$ raised in our District Rotary Club (primary sponsor) 2003/04 India $20,000 8 Rotary Clubs 2004/05 S. Africa $25,000 Zambia $15,000 Ecuador $18,000 Afghanistan $37,000 La Jolla La Jolla Sunrise La Mesa Sunrise Encinitas Coastal 2005/06 Ecuador $20,000 India $25,000 Niger $24,000 La Mesa Sunrise La Jolla Sunrise 2006/07 Uganda $25,000 India $13,000 Sri Lanka $25,000 San Marcos DelMar/SolanaB Sunrise Del Mar

8. Microcredit projects by Rotary Clubs in District 5340 Rotary Year Country, $$$ raised in our District Rotary Club (primary sponsor) 2007/08 Liberia $24,000 Zambia $24,000 Ecuador $18,000 Kenya $24,000 Ghana $600,000 La Jolla Sunrise La Mesa Sunrise San Diego (33) MRM 2008/09 Nepal $25,000 Mexico $69,000 Ecuador $18,000 Encinitas San Diego (33) La Mesa Sunrise 2009/10 Liberia $200,000 La Jolla, MRM 2010/11 Honduras $2k, Uganda $5k, Zambia $10k, India $10k, Niger $10k La Mesa, Club 33, La Jolla Sunrise, Golden Triangle

9. International Collaborations 2006/2007 Ghana Total $600,000 Funds: San Diego District 5340 MRM ($50,000), Rotary District in Calgary, San Diego-based Foundation, Bill & Melinda Gates Foundation NGO: Opportunity International 2009/2010 Liberia Total $200,000 Funds: San Diego District 5340 MRM, Rotary District in Calgary, Rotary District in Alaska Feed the Hungry Foundation NGO: Foundation for Women in Liberia

10. Opportunity International Videos from Opportunity International 1) microcredit and microfinance in operation (click) 1) microcredit and microfinance in operation (click)(click) 2) images from around the world. How our support of microfinance is needed (click2) 2) images from around the world. How our support of microfinance is needed (click2)(click2)

11. Microcredit in Liberia Foundation for Women in Liberia

12. Microcredit in Liberia

13. Microcredit in Liberia Microloan Borrowers

14. Microcredit in Liberia Microloan Beneficiaries

15. Microcredit in Zambia Power of Love Foundation

16. Microcredit in Zambia Microloan Borrowers

17. Microcredit in Zambia Microloan Beneficiaries

18. Microcredit in Mexico Financiera de Esperanza Chilapa, Guerrero, Mexico Chilapa, Guerrero, Mexico Host Rotary Club in Chilpancingo Host Rotary Club in Chilpancingo June 2010: Total five loan officers. 2095 borrowers at end of April. June 2010: Total five loan officers. 2095 borrowers at end of April. Farm animals: raising chickens to sells eggs in the area; raising goats to sell milk; raising pigs for meat to sell; Farm animals: raising chickens to sells eggs in the area; raising goats to sell milk; raising pigs for meat to sell; Community sewing projects. seamstress; buying; a collaboration of four women to make elaborate dresses to sell to wealth women in Chilapa Community sewing projects. seamstress; buying; a collaboration of four women to make elaborate dresses to sell to wealth women in Chilapa Handicrafts, shoes, candles, tortillas, flowers Handicrafts, shoes, candles, tortillas, flowers

19. Microcredit in Mexico Microloan Borrowers

20. Microcredit in Mexico Microloan Borrowers Alam & Xochitl with Indigenous Center Meeting

21. Microcredit in Mexico Leaders’ Training Session

22. 2010/2011 Microcredit projects Honduras (La Mesa Sunrise) $2k Honduras (La Mesa Sunrise) $2k Uganda (San Diego) $5k Uganda (San Diego) $5k India (La Jolla Sunrise) $10k India (La Jolla Sunrise) $10k Zambia (SD/Chula Vista) $10k Zambia (SD/Chula Vista) $10k Niger (Golden Triangle) $10k Niger (Golden Triangle) $10k

23. Videos from our District website Miracles of Microcredit http://www.rotary5340.org/ international/microcredit.html Rotarians Action Group on Microcredit www.RAGM.org Introduction to Microfinance/Microcredit www.WhyMicrofinance.com

24. Thank you & Questions Rotary Clubs & MRM Please join us, we need YOU BrawleyEl Camino RealLa MesaRancho Bernardo Sunrise CalexicoEncinitasLa Mesa SunriseRancho Santa Fe Camp PendletonEncinitas CoastalLemon GroveSan Diego (Club 33) CarlsbadEscondidoMission Bay San Diego Downtown Breakfast Carlsbad Hi-NoonEscondido EastMission Valley San Diego Uptown Sunrise/Mid City Chula VistaEscondido SunriseNational CitySan Luis Rey/Oceanside Chula Vista Sunrise/BonitaFallbrookOceansideSan Marcos CoronadoLa JollaOld MissionShelter Island Del Mar La Jolla Golden TrianglePoint LomaSoutheast San Diego Del Mar-Solana Beach Sunrise La Jolla New GenerationsRamonaTorrey Pines La Jolla El Cajon NoonLa Jolla SunriseRancho Bernardo