1. PAPU Strategy Conference Berne, SH April, 2015 PAPU Strategy Conference Berne, SH April, 2015 Dr. Enock Kinara, PMG - PCK

2. Traditional Postal Financial Services

3. Need for Financial Inclusion in Africa

4. Postal Operators as a natural fit

5. Operators Positioning Investment in enabling viable infrastructure (Hardware & Software) Partnership with Government Services Create Networks beyond boarders Petition for key success factors from Governments

6. Enabling Infrastructure Invest in technology that will lower the cost of automation and position Postal outlets & Agencies as a supermarket of Financial Services – Agency services (impartial and affordable financial inclusion)

7. Government Partnerships Position themselves as a preferred Government partner in its financial programs e.g. Huduma Centers in Kenya Be able to facilitate private players in issuance of financial inclusion instruments e.g. payment cards through co-branding hence lowering barriers to SME / private sector participation

8. Post financial network – beyond boarders Posts have the excellent opportunity especially in Africa to create an financial network for the unbanked through:- Integration of IFS Establishment of regional hubs for switching Avoid infrastructure & resource duplication

9. Critical success factors Petition the Governments for:- – Enabling Legislation – Facilitate convergence of virtual & physical networks through the National Addressing Systems

10. Critical success factors Redefine Universal Service Obligation (USO) – Provision of minimum affordable broadband / data to citizen Aggressively address the digital divide through USF and equalization funds Encourage Shared infrastructure – Avoid resource duplication – Lower networks operational costs

11. PAPU Strategy Conference Berne, SH April, 2015 PAPU Strategy Conference Berne, SH April, 2015 Dr. Enock Kinara, PMG - PCK Discussions