1. BUILDING HOMES TO BUILD COMMUNITY INTERFAITH HOUSING ALLIANCE, INC. Presentation for City of Cumberland Mayor & Council March 27, 2012

2. Travis Hardmon Vice President of Development & Community Relations Patricia Motter President & CEO

3. Interfaith Housing Alliance was founded in 1990 and was designated a 501(c)(3) charitable organization in 1991. Bishop Francis Murphy IHA Co-Founder and Cumberland Native Interfaith Housing Alliance was founded in 1990 and was designated a 501(c)(3) charitable organization in 1991.

4. Need to add a lot of nothing text to take up the entire slide because I simply do not know how to design a powerpoint template all by myself but if I keep typing I am sure something will appear now Region’s Leading Nonprofit Affordable Housing Developer

5. Significant Accomplishments More than 1,100 housing units created (15% in Allegany County) Over $150 million invested in the communities we serve through public/private partnerships Have received more than 30 awards for excellence in affordable housing

6. IHA is a certified Community Housing Development Organization (CHDO) in Maryland and Pennsylvania and annually meets MANO’s and PANO’s Standards of Excellence

7. IHA’s Mission: - provide affordable housing o opportunities and supportive s services - improve the quality of life for t those we serve - strengthen the economic stability o of our shared community

8. Target Population Low to moderate income seniors, families and individuals who earn 60% or less than the Area Median Income In Allegany County – the AMI for a family of 4 is $52,300

9. IHA’s Housing First program has 3 components

10. Need to add a lot of nothing text to take up the entire slide now Affordable Homeownership and Rental Housing Opportunities #1

11. Need to add a lot of nothing text to take up the entire slide now Financial Education: Budgeting and Personal Financial Management Strategies #2

12. Need to add a lot of nothing text to take up the entire slide now Housing Counseling: Credit/Debt Management Foreclosure Prevention Strategies #3

13. Rental Homes IHA owns and manages over 100 apartments in 5 communities

14. Property Management IHA also provides these services for other nonprofit organizations

15. Need to add a lot of the entire slide because I Co simply do not know how to design a powerpoint template all by myself but if I keep typing I am sure something will appear now Washington Ridge Frostburg, MD 28 Apartments Completed in 1995, this community represents a $1,900,000 investment in Allegany County, MD

16. Need to add a lot of nothing text to take up the entire slide because I simply do not know how to design a powerpoint template all by myself but if I keep typing I am sur appear now Serving the residents of Maryland and Pennsylvania since 1990 Partnering with other organizations, IHA has developed a variety of affordable housing solutions for victims of domestic violence. IHA recently partnered with Heartly House in Frederick, MD and constructed the Family Crisis Resource Center for the City of Cumberland in 1996

17. Accomplishments in Allegany County Community Legacy Self-Help Homeownership, 7 Home Buyer Assistance Program, 13 homes Hope III / Project L.I.G.H.T., 27 homes Frostburg, Washington Ridge Family Apts., 28 Allegany County Revitalization, 69 homes Family Crisis Resource Center, 20 beds Penn Avenue Townhomes, 25 townhomes and Community Clubhouse (still under construction)

18. 25 New Townhomes Under Construction in Cumberland Penn Avenue Townhomes ~ Allegany County, MD

19. Project Summary 25 Townhomes and Community Clubhouse Affordable to working families earning at or below 50% of the Area Median Income (AMI) for Allegany County, MD Two, Three and Four Bedrooms available ranging from 1,279 to 1,649 s.f. Applications for leasing are being accepted Located at the intersection of East 2nd St. and Pennsylvania Avenue

20. 25 Townhomes and Community Clubhouse Affordable to working families earning at or below 60% of the Median Income for Allegany County, MD Two, Three and Four Bedroom Mix Lease to Purchase Structure Located at the intersection of East 2nd St. and Pennsylvania Avenue

21. Benefits Cumberland Offers to its Residents Residential neighborhood Close to great schools Public transportation Health care facilities Shopping Banking Post Office Places of worship Libraries Recreational opportunities Wide variety of restaurants and much more!

22. Amenities at Penn Avenue Townhomes Community Clubhouse with computer lab, library and kitchen area Energy Star rated windows to exceed current energy building code by 20% Energy Star rated appliances including a washer and dryer Walk in closets and lots of storage space Private balconies, patios and garages Central heating and air conditioning On-site property management

23. www.interfaithhousing.org Interfaith Housing Alliance Inc. Demolition Begins July 2011

24. www.interfaithhousing.org Interfaith Housing Alliance Inc. Demolition Continues August 2011

25. www.interfaithhousing.org Interfaith Housing Alliance Inc. Pouring Footers August 2011

26. www.interfaithhousing.org Interfaith Housing Alliance Inc. Foundation Walls September 2011

27. www.interfaithhousing.org Interfaith Housing Alliance Inc. Flatwork Ready for Framing October 2011

28. www.interfaithhousing.org Interfaith Housing Alliance Inc. Framing Begins October 2011

29. www.interfaithhousing.org Interfaith Housing Alliance Inc. Kick-Off Event October 12, 2011 Special Thanks to the Scarpelli Family for Sponsoring this Event

30. www.interfaithhousing.org Interfaith Housing Alliance Inc. More Slabs Ready for Framing November 2011

31. www.interfaithhousing.org Interfaith Housing Alliance Inc. Almost Under Roof December 2011

32. www.interfaithhousing.org Interfaith Housing Alliance Inc. Three Up and Three to Go January 2012

33. www.interfaithhousing.org Interfaith Housing Alliance Inc. Way ahead of schedule February 2012

34. www.interfaithhousing.org Interfaith Housing Alliance Inc. Brickwork Being Installed March 2012

35. www.interfaithhousing.org Interfaith Housing Alliance Inc. To follow the construction progress, visit IHA’s Facebook page at www.facebook.com/interfaithhousing For more information on Penn Avenue Townhomes, please contact Patti Penn at 301-687-0363

36. www.interfaithhousing.org Interfaith Housing Alliance Inc. How will IHA’s Programs and Services Benefit the City of Cumberland?  Employees that can afford to live where they work are more productive and maintain a higher rate of job satisfaction which encourages workforce stability  Our program participants have better budgeting and cash management skills which enables them to contribute more to the local economy  New construction brings jobs to the community and new homes add to the local tax revenue www.interfaithhousing.org