1. Retailers: Are Smart Safes a Bright Idea?

2. Introductions 2 William Burback Vice President Global Treasury Management U.S. Bank James Poteet Senior Vice President Business Solutions Brink’s U.S. Tim Smith Corporate Controller Binny’s Beverage Depot

3. Upscale wine and liquor store with selection of 50,000+ items 28 locations throughout Chicago area 800 employees 2011 revenue of $250 million 3

4. Binny’s Pre-Smart Safe Process 4

5. Reduce Cash Supply Chain Costs Source: Brink’s proprietary customer research 5

6. Binny’s Desired Outcomes Get manager back to managing the business Eliminate the risk of multiple cash touch points Improve employee safety and enhance overall risk management Improve information visibility & quicker cashier balancing Improve banking relationships through efficiency 6

7. Measurement Against Desired Outcomes ObjectiveAchieved Manager focus on core business Improve in-store efficiency through elimination of multiple cash touch points and quicker cashier balancing Improve safety and risk Information visibility Improved efficiencies in the supply chain 7

8. Market Solutions Available to Address the Funds Timing Gap Remote Deposit Capture (RDC) On-Site Electronic Deposit – enables customers to deposit checks electronically from the convenience of their office using a PC and a desktop scanner Checks may be processed as an image check deposit or converted to ACH Customers are able to make deposits as soon as they are received, eliminating desk float and the need to transport checks to the bank ACH processing allows customers to further maximize funds availability Remote Currency Capture (RCC) Remote Cash Deposit – Armored car smart safe solution with daily credit to bank Cash deposits are electronically posted to the bank on a daily basis, resulting in better availability of collected funds Faster availability of cash deposits makes reconciling more efficient 8

9. How Does Daily Credit Work With a Smart Safe Solution? 9

10. Added Benefit to Binny’s Better availability for validated cash and imaged checks More efficient/timely corporate reconciliation process Better deposit tracking enabling proactive funds monitoring 10

11. 11 Why Do Customers Use a Smart Safe? Key Areas of FocusBenefits Reduce store/corporate labor costsDeposit cash as soon as the customer pays Track deposits from the store to the bank Save labor daily hours associated with counting cash Reduce operating and administrative costsAutomate bank account reconciliation Quicker identification of issues Reduce internal/external theftNo access to safe contents Dual control required for removal Guarantee for cash in cassettes Quicker balancing and reconciliation Reduce employee turnoverEliminate risk of taking deposits to the bank Employees spend more time with customers Automated cash handling process Improve store performanceAutomated oversight & control Frees manager to focus on core business activities

12. Questions and Answers