1. RMI Global Risk & Crisis Management Solutions

2. Certain material influenced by source material drawn from IFAC Risk - Hazard & Opportunity Hazards € Spent on RM Activities (€) Loss Opportunity Compliance & Prevention Operating Performance Shareholder Value Enhancement

3. Certain material influenced by source material drawn from IFAC Risk - Hazard & Opportunity Hazard s € Spent on RM Activities (€) Loss Opportunity Compliance & Prevention Operating Performance Shareholder Value Enhancement Source: Puschaver & Eccles, PW Review 1996 Hazard Risks - Downside Insurance Internal Audit Security Compliance – Corp. Gov.

4. Certain material influenced by source material drawn from IFAC Risk - Hazard & Opportunity Hazards € Spent on RM Activities (€) Loss Opportunity Compliance & Prevention Operating Performance Shareholder Value Enhancement Hazard Risks - Downside Performance Risks - Business Business Risks Operating Loss and Gain Best Practice Protecting Reputation

5. Certain material influenced by source material drawn from IFAC Risk - Hazard & Opportunity Hazards € Spent on RM Activities (€) Loss Opportunity Compliance & Prevention Operating Performance Shareholder Value Enhancement Performance Risks - Business Opportunity Risks - Upside Strategic Objectives Investment & Return Capital Allocation Hazard Risks - Downside

6. Certain material influenced by source material drawn from IFAC Risk - Hazard & Opportunity Hazards € Spent on RM Activities (€) Loss Opportunity Compliance & Prevention Operating Performance Shareholder Value Enhancement Hazard Risks - Downside Performance Risks - Business Opportunity Risks - Upside Value Creation Proactive Offensive Protection Traditional Defensive

7. Certain material influenced by source material drawn from IFAC 1. Strategic Risk Review a) Existing and new investments b) Risk Register c) Risk Financing  2. Treat and Hazard Identification a) Investments b) Reputation c) Continuity of Operations i. Critical Utility and other Third Party dependencies ii. Consequence Management d) Regional & Local Security e) Regulatory f) International Standards and Compliance  3. Vulnerability Assessment(s)  4. Risk Analysis  5. Risk Treatment Plan(s)  6. Risk Policy, Monitor and Supervision  7. Risk Management Programs: Management Actions and Priorities a) Regulatory and Compliance b) Continuity of Operations c) Security  Protecting Investments & Business: Integrating Risk Financing, People, Systems and Processes.