1. INVESTMENT ALTERNATIVES INTRODUCTION

2. MEANING INVESTMENT ALTERNATIVES MEANS VARIOUS OPTIONS AVAILABLE TO AN INVESTOR IN THE MARKET.

3. TYPES OF INVESTMENT ALTERNATIVES NEGOTIABLE SECURITIES NON NEGOTIABLE SECURITIES

4. VARIABLE INCOME SECURITIES FIXED INCOME SECURITIES

5. GROWTH SHARES INCOME SHARES DEFENSIVE SHARES CYCLICAL SHARES SPECULATIV E SHARES

6. GROWTH SHARES THAT HAVE HIGHER RATE OF GROWTH THAN THE INDUSTRIALTHE INDUSTRIAL GROWTH RATEIN PROFITABIKITY ARE REFERRED TO AS GROWTH SHARES.

7. FIXED INCOME SECURITIES PREFERENCE SHARES IVP AND KVP COMMERCIAL PAPERS CERTIFICATE OF DEPOSIT GOVT. SECURITIES DEBENTURESBONDS TREASURY BILLS

8. NON NEGOTIABLE SECURITIES DEPOSITS LIFE INSURANCE REAL ASSETS TAX SHELTER SAVING SCHEMES MUTUAL FUNDS REAL ESTATE

9. DEPOSITS BANK DEPOSIT POST OFFICE DEPOSIT NBFC DEPOSITS SECURITY

10. POSOFFICE SAVING ACCOUNT INT.RATE 3.5% INT. IS TAX EXEMPT MAX. BAL 50000 AND 100000 AMT SHOULD BE RS.20 FOR ORDINARY ACCOUNT

11. POST OFFICE TIME DEPOSITS DEPOSIT CAN BE MULTIPLE OF 50 NO WITHDRAWL UPTO 6 MONTHS TAX DEDUCTION HIGH INT. RATE AS COMPARE TO BANK DEPOSIT IT CAN BE PLEDGED WITHDRAWL AFTER 6 MONTH TO ONE YEAR.,NO INT. IS PAYABLES

12. MONTHLY INCOME SCHEME OF POST OFFICE TERM SCHEME IS 6 YEARSINT.RATE IS 8% PER ANNUM FACILITY OF PREMATURE WITHDRAWL AFTER ONE YEAR.

13. CAN BE PLEDGED 8.4% INT. RATE NO MAX LIMIT,MIN.IS 1000

14. TAX SHELTER SCHEMES PPF NATIONAL SAVING SCHEMES NATIONAL SAVING CETIFICATES

15. MUTUAL FUND OPEN ENDED SCHEMES CLOSE ENDED SCHEMES

16. REAL ASSET ART OBJECTS RESIDENTI AL HOUSE COMMERCIAL PROPERTY AGRICULT URE FARM GOLD

17. AGRICULTU RE LAND SEMIURBAN LAND COMMERCIA L PROPERTY RESORT HOME SECOND HOUSE

18. PRECIOUS OBJECTS GOLD AND SILVER PRECIOUS STONES ART OBJECTS

19. BENEFITS OF MAKING INVESTMENT INREAL ESTATE HIGH CAPITAL APPRECIATION AVAILABILITY OF LOANS TAX REBATE PSYCHOLOGICALLY SECURE FEELING

20. LEGAL APPROVAL POSSIBILITY OF CAPITAL APPRECIATION ORIGINALITY OF TITLE DEEDS CREDIBILITY OF BROKER

21. CRITERIA FOR EVALUATION RATE OF RETURN RISKMARKETABILITYTAX SHELTERCONVENIENCE

22. Money market instrument DEBT INSTRUMENT WHICH HAVE A MATURITY OF LESS THAN ONE YEAR AT THE TIME OF ISSUE ARE CALLED MONEY MARKET INSTRUMENT.

23. ART AND ANTIQUES PAINTINGS ARE THE MOST SOUGHT AFTER FORM OF ART. PRICES ARE RISING AND IN WESTERN COUNTRIES INVESTMETN IN ANTIQUES IS MORE COMMON THAN IN INDIA. THE ANTIQUE IS AN OBJECT OF HISTORICAL INTEREST.