1. Who is Thrivent Financial for Lutherans?

2. 2 Thrivent Financial Mission Thrivent Financial for Lutherans is a faith- based membership organization called to improve the quality of life of its members, their families, and their communities by providing unparalleled solutions that focus on financial security, wellness and caring for others.

3. 3 Who is Thrivent Financial for Lutherans? Founded over 100 years ago to help Lutherans achieve financial security and give back to congregations and communities. Grown to be a Fortune 500 financial services organization. Offer wide range of products and services: –Life insurance. — Disability income. –Annuities. — Charitable gifting. Our subsidiaries offer: — Investments.*— Banking and trust services.* — Long-term care insurance. — Financial analysis. *see disclosures on the last slide.

4. 4 Financial Expertise One of the largest financial services providers in the country. More than $73.2 billion in assets under management (Dec. 2007). Serve financial needs of more Lutherans than any other financial services organization.* Financial representatives are professionals who live and work in your community. Provide financial education seminars and values workshops. * 2005 Lutheran Market Share Survey.

5. 5 Financial Expertise Receive high marks for our financial strength.* –A.M. Best rating A++ (Superior–highest of 15 categories). –Moody’s rating Aa2 (Excellent–3 rd out of 21 categories). * Ratings reflect Thrivent Financial’s overall financial integrity and claims-paying ability, but do not apply to the investment performance of investment products. Mutual funds by our subsidiary seek steady, solid returns.

6. 6 The Thrivent Financial Difference A faith-based membership organization. Nearly 3 million members nationwide.

7. 7 The Thrivent Financial Difference We serve Lutherans, their families and their congregations. We value our relationship with the Lutheran Church.

8. 8 The Thrivent Financial Difference We are a not-for-profit organization. Significant resources generated by the sale of insurance and annuities are directed to causes members care about most. You get quality financial products and services … plus more!

9. 9 Doing Well to Do Good Thrivent Builds with Habitat for Humanity. –Four-year (2006-2010), $125 million commitment. –Mobilizes members to volunteer.

10. 10 Doing Well to Do Good [Name of local example], a local example. –[Local example].

11. 11 The more Thrivent Financial accomplishes, the more we can help others accomplish. Our members, their communities and their churches benefit most by our growth. Doing Well to Do Good

12. 12 Stewardship We know your faith has an impact on the financial decisions you make. Thrivent Financial can help you carry out your stewardship plans.

13. 13 Stewardship We can help you make your stewardship easier with: The Simply Giving® Program. The GivingPlus® Program. Charitable giving solutions.

14. 14 Who is Thrivent Financial for Lutherans? We are all about: Helping members achieve financial security. Helping Lutherans give back to their congregations and communities. To learn more about Thrivent Financial for Lutherans, contact your local financial representative!

15. 15 Disclosures 22504C 200801772 N12-06 * Securities are offered through Thrivent Investment Management Inc., 625 Fourth Ave. South, Minneapolis, MN 55415-1665, 1-800-THRIVENT (800-847- 4836) a wholly owned subsidiary of Thrivent Financial for Lutherans. Member NASD. Member SIPC. Past performance should not be viewed as an indication of future results. Current performance may be lower or higher than the performance quoted. * Bank products and trust services are offered through Thrivent Financial Bank, 2000 E. Milestone Dr., Appleton, WI 54919-0006 (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. * Insurance, investment products, securities, trust and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, are not guaranteed by Thrivent Financial Bank. Variable insurance contracts, investment products, securities, trust and investment management accounts may go down in value. * Long-term care insurance is marketed through Thrivent Financial for Lutherans’ wholly owned subsidiary insurance brokerage agency.