2. Thank You for Volunteering and Welcome to Capital One/Junior Achievement Finance Park Please Remember to Complete a Volunteer Registration Form!

3. Introduction

4. The Capital One/Junior Achievement Finance Park site

5. Student Arrival Upon student arrival we will have you stand in a line and assign you a group of students. You will then take your group to your table, and give them only a name tag and debit card (with a life situation sticker on it). A JA staff member will announce when everyone should come back into the park for announcements and student log in.

6. Student Login Screen Step 1: Each student must enter in his/her account number and pin Step 2: Each student must enter in his/her real first and last name

7. The Truth Revealed Each student calculates his/her Net Monthly Income (NMI) and budget guidelines.

8. Distribute Student Folders Please be certain students write name and account number on folder.

9. The blue NMI Worksheet All answers must be rounded to the nearest dollar! Check student’s answers and initial when correct.

10. Read Aloud Lucky Chance Card (If applicable) For example: Account Number 050 A relative pays you $25 this month to help her with her bookkeeping. Add $25 to the NMI Worksheet.

11. Calculate percentages on green “Guidelines & Actual Budget” Worksheet Line 9 from NMI worksheet becomes Line 1 on Guidelines & Actual Budget worksheet. Students complete Steps 1 and 2 by calculating percentages to nearest dollar amount.

12. The Big Search  Come into the Park  Make sure students have the following items: Student checklist Debit card with life situation sticker Pencil

13. Student Checklist Print Option Sheets from these businesses. Collect Option Sheets from these businesses.

14. Example: Groceries Option Sheet Line Number Multiple Options Weekly & Monthly Totals

15. Stock prices change THREE times during the day Stock Price Changes 10:45 a.m.Opening Prices 12:15 p.m.Midday Prices 1:15 p.m.Closing Prices

16. The Budget Puzzle

17. Unlucky Chance Card For example: Account Number 043 You’ve caught a nasty cold and go to the doctor. Prescriptions cost you $25.00 Add $25.00 to the Actual Budget Worksheet

18. Home Improvement (& Furniture) Option Sheets Q: Why are these different? A: Credit

19. Actual Budget Total Amount to be Paid - must be less than NMI. Balance must be a zero or positive dollar amount. 2,764

20. The Final Commitment Each student makes all of the payments for his/her successfully planned budget.

21. Closing Activities Students clean classroom area. Collect calculators. Ensure all materials are back in the kits. Students place all paperwork in student folders to take back to school. Students remain in classroom area until debriefing in the Park.

22. Thank you for volunteering with us!! Any questions or comments, please contact us: Crystal Law, crystal.law@ja.org Stephanie Karpowicz, skarpowicz@ja.org Junior Achievement of New Jersey 4365 Route 1 South, Princeton, NJ 08540 P. 609-419-0404 | F. 609-419-0581 www.janj.org