1. ATEM Service Centre Conference Smart Cards? ATEM Service Centre Conference Smart Cards? Presented by Glenn Martin - Business Development Manager

2. Smart Cards? the presentation – Card history What is a smart card? How do smart cards work? What can a smart card do now? Smart card applications for the future

3.  Cardboard Identity card (Diners 1950)  Metal Imprint card for commercial use (1946)  Plastic Retail imprint card Retail imprint card  Plastic Magnetic stripe Magnetic stripe (1961 London Transport, 1970 International Standards)  Proximity Cards Access Card  Smart Cards IC Multi-Function Card history

4.  Dumb cards  Smart cards Card history

5. Smart Card Beginnings Smart cards were invented and patented in the 1970s. 1970s There are disputes regarding the actual "inventor"; claimants include Jürgen Dethloff of Germany, Arimura of Japan, and Roland Moreno of France. GermanyJapan FranceGermanyJapan France The first mass use of the cards was for payment in French pay phones, starting in 1983 (Télécarte). pay phones1983Télécartepay phones1983Télécarte

6. Smart Card Acceptance The major boom in smart card use came in the 1990s, with the introduction of the smart-card-based SIM used in GSM mobile phone equipment in Europe. SIM

7. SIM A subscriber identity module (SIM) is a smart card inside smart cardsmart card of a GSM cellular phone that encrypts voice and data GSMcellularGSMcellular transmissions and stores data about the specific user so that the user can be identified and authenticated to the identifiedauthenticatedidentifiedauthenticated network supplying the phone service. The SIM also stores data such as personal phone settings specific to the user and phone numbers. A SIM can be moved from one phone to another and/or different SIM cards can be inserted into any GSM phone.

8. Acceptance lead to greater development The international payment brands MasterCard, Visa, and Europay agreed in 1993 to work together to develop the specifications for the use of smart cards in payment cards used as either a debit or a credit card. The various standards emerging are local in focus and are not compatible, though the MIFARE ® card from Phillips has a considerable market share in the US and Europe and is seen as the future of economic smart card use.

9. What is a Smart Card? A plastic credit card sized card that contains one or more semiconductor chips. Memory Card: smart card that stores and retrieves serial "streams" of data that are sent to or received from the semiconductor chip. Protected Memory Card: smart card that requires a secret code or PIN number to be entered before the data can be sent to or received from the semiconductor chip. Microprocessor Card: contains a microprocessor chip with a microcode that defines a command structure, a data file structure and a security structure in the card.

10. How does a Smart Card work? Using an appropriate reader or reader/writer information is read and used for a specific purpose. Contact smart cards require probes to contact the chip to read or write data while contactless cards (Mifare etc) exchange the data using RFID (wireless) technology.

11. Smart Card advantages What are the advantages of smart cards over proximity cards? Smart cards provide a higher level of security using encryption keys They support multiple applications such as vending, fare collection, parking on a single card Smart cards can have information written to them in real time Smart Cards have larger storage memory capacity to store biometric templates Smart cards can store thousands of times more information than traditional, magnetic stripe cards. This enables smart cards to perform multiple functions and to make use of high security mechanisms such as advanced encryption and biometrics.

12. What is MIFARE®? MIFARE is a contactless smart card technology owned by Philips. The MIFARE technology is based on ISO 14443A operating at a frequency of 13.56 MHz.

13. What is the advantage of MIFARE over other smart card technology? MIFARE is a proven, reliable, and robust technology for contactless smart card with over 900 million cards in the field. It is an open architecture platform that guarantees compatibility with current and future products. The MIFARE technology has an established customer base and the broadest range of suppliers providing multiple sources for cards and readers. www.mifare.net

14. What is the memory size of the MIFARE card? The MIFARE Standard card has 1K byte (8,192 bits) memory capacity. The MIFARE 4K Classic card has 4K byte (32,000 bits) memory capacity. Mifare cards are also available in 1K Ultralight and other variations for specific applications. (These are not generally cost effective unless very high volumes are required).

15. What is MAD? MAD is an acronym for MIFARE Application Directory. To maintain the speed and convenience of MIFARE tap-and-go operation, the MIFARE Application Directory (MAD) standard defines common data structures for card application directory entries, allowing terminals to identify the right card –and the right memory sector within the card– without the need to perform a comprehensive search through all of the cards’ memories until the appropriate application is found. Purse applications in dynamic operation require card capture.

16. What is a smart card serial number? Is it encrypted? Each smart card contains an integrated chip with a unique permanent identification number (UID) burned-in during the manufacturing process. This UID is often referred to as the Card Serial Number (CSN). The card serial number is not encrypted and any reader that is ISO compliant can read the card serial number. The Card Serial Number (CSN) is 16 digit. Eg 1234567890123456

17. Is the MIFARE data encrypted? In Block 3 of each sector, there is a set of 48-bit encryption keys: Key A (READ) and Key B (WRITE). These keys lock the sector data. When presenting the matching READ key, the reader unlocks the sector data and outputs the physical access credential to the panel. The chip of a Mifare card usually implements cryptographic algorithm. cryptographic algorithmcryptographic algorithm There is a self destruct capacity where there is an attempt to raid the data.

18. IT MUST HAVE A SYSTEM TO WORK WITH!

19. SMART CARDS ARE ONLY A KEY TO OTHER SYSTEMS AS PART OF A TOTAL SOLUTION =

20. What can a smart card do now? Identification and Verification Stored Personal Information Access Control & Time and Attendance Transport and Parking RetaileCommerce Electronic Purse Loyalty Programmes Salary Sacrifice

21. How many smart cards now? According to internationally collated statistics*, as of the end of 2005, 2.5 billion cards had been issued, including one billion telephone IC** cards, 700 million mobile phone IC cards, 114 million second-generation ID cards, 70 million social security cards, 80 million public transportation IC cards, and 500 million other types of IC cards. *International IC Card Group ** Integrated Circuit

22. Smart cards now and the future Spot Discounts Exam Entry Election and Voting Recording Student Records Qualifications Library Borrowing Health Information Salary Sacrifice

23. Questions?

24. www.unicard.com.au Thank-you