1. Fund Your Business Through Maryland Capital Enterprises, Inc.

2. MCE’s Mission Statement “We empower businesses to grow, create jobs, and generate wealth on Maryland’s Eastern Shore and across the state. Our vision is to be the catalyst for small business success across the Eastern Shore and throughout Maryland.”

3. MCE’s Achievements Over the Past 12 Years: 142 businesses directly financed $3.2 million loaned to small business owners 2,820 individuals served 2,321 individuals received business training 81 jobs created and 31 jobs retained just in 2012 65% of clients are start-up businesses, 35% are existing 34% of clients are female, 76% are male

4. According to the U.S. Small Business Administration: 50% of all new businesses fail within 5 years 80% within 10 years The key to success is PLANNING!

5. About MCE’s Loans Amounts – Loans are made from $5000 Approval – Loan applications are reviewed by local volunteers – bankers and community leaders Term/Interest – 1-10 years (depending on loan size). Rates are currently set at 5%-12% (depending on the loan fund). Sample loan use – Equipment, operations, business supplies

6. Funds for Small Businesses CDFI SBA USDA DHCD VLT SBA (CA)

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