1. © 2004. Fiserv, Inc. All Rights Reserved. This document contains information that is confidential and is the property of Fiserv, Inc. The Guardian Series Single Platform for Image Exchange and Fraud Detection

2. © 2004. Fiserv, Inc. All Rights Reserved. The Guardian Series Products Guardian Base Import/Export Process Monitor Management Console Reports Database Forms Set-up Positive PayPLUS PPP with Secure Seal Digital Signature Verification Check Stock Validation FraudGuardExchangeGuard Guardian Decision Support Virtual Routing Agent Image Replacement Document Image Quality Assessment

3. © 2004. Fiserv, Inc. All Rights Reserved. Image/Data Input ExchangeGuard Components Capture Systems Image Exchange Networks Usability Digital Recognition Image & Data Validation MICR Validation Rules Reformat Routing CDROM Queries Exchange Enablers Virtual Routing Image QA Data & Images Repair Station ArchiveExchange ExchangeGuard Posting Plug - in Plug - in Plug - in Plug - in IRDs Agent

4. © 2004. Fiserv, Inc. All Rights Reserved. Guardian Series Comprehensive Digital Interrogation Solutions PPP w/ Secure Seal Encoding Positive PayPLUS Digital Signature Verification Image Quality Assessment Check Stock Validation Automated Payee Keying

5. © 2004. Fiserv, Inc. All Rights Reserved. The Guardian Series Products Feature Rich, Single Platform for Check Image Exchange and Fraud Detection Leverage Common Base for –Ease of Management –Read Once, Use Many –Easily Adding Incremental Functionality Multi-Platform Capture- and Archive- Agnostic Proven Architecture and Performance

6. © 2004. Fiserv, Inc. All Rights Reserved. The Guardian Series Products Database is Oracle 9i; testing 10g Runs on non-Proprietary HW and SW Multi-tiered Hierarchy Account-level, Rules-based Workflow Supports X9 Standards Integrates Easily with 3 rd Parties Flexibility for Changing Operations Flows as Image Exchange becomes SOP

7. © 2004. Fiserv, Inc. All Rights Reserved. This document contains information that is confidential and is the property of Fiserv, Inc. Thank You Linda Weber, SVP Product & Technology linda.weber@fiserv.com