1. Delaware County Asset Development Group

2. We are a consortium of agencies, financial & educational institutions dedicated to economic and community development in Delaware County, PA

3. Agencies Chester Microenterprise Partnership/Widener SBDC Chester Student Center Community Action Agency of Delaware County, Inc. Consumer Credit Counseling Services of Delaware Valley Darby Borough Community Development Corporation DelCo Family Centers Pathways PA YWCA Chester United Way of Southeast Delaware County United Way of Southeastern Pennsylvania

4. Educational US Internal Revenue Service (IRS) – Stakeholder, Partnerships, Education & Communication (SPEC) PHENND Swarthmore College Villanova University Widener University Financial Franklin Mint Federal Credit Union Citizens Bank

5. Since 2003, the consortium has grown and extended its FREE TAX PREPARATION services to over 5,500 residents of Delaware County, and has enabled over $6.9 Million to be brought back in to the local economy.

6. 60 Volunteers trained 5 Sites plus PathWays PA Mobiles 1275 Tax returns filed 33% Claimed Earned Income Tax Credit Average Refund Amount: $1446 (Federal + State)

7. $ 1,869,480 But……

8. $36 Billion in EITC Credits go Unclaimed Each Year !

9. For a tax refund of $2000, you might pay: Refund Anticipation Loan Fee: $ 90 Bank Charge for RAL Loan: $ 30 E-File fee for Federal: $ 100 E-file fee for State return: $ 30 Check Cashing fee (1% - 4%) $ 20

10. Potential cost to receive $2000 refund from paid preparer + check cashing service: $ 270 Cost to use VITA site + Direct Deposit: $ 0 (refund deposited to your account in 8 – 14 days)

11. For site locations, hours & appointment information go to: www.delcoad.orgwww.delcoad.org

12. W-2s and other wage statements received from all employers for Tax Year 2009. W-2s and other wage statements received from all employers for Tax Year 2009. Social Security cards for taxpayer(s)and everyone in the household that you support Social Security cards for taxpayer(s)and everyone in the household that you support The dates of birth for all dependents. The dates of birth for all dependents. Driver's license or other state issued photo ID card Driver's license or other state issued photo ID card Last year's tax return, if you have one, as well as any additional items (such as mortgage statements) that you think may impact your tax return, even if you are not sure. Last year's tax return, if you have one, as well as any additional items (such as mortgage statements) that you think may impact your tax return, even if you are not sure.

13. Any 1099 forms for 2009. You may have 1099 forms if you received income from Social Security, Railroad Retirement, Unemployment, Interest, or Dividend Income. Any 1099 forms for 2009. You may have 1099 forms if you received income from Social Security, Railroad Retirement, Unemployment, Interest, or Dividend Income. If you paid for day care in the past year, bring your year-end statement for Day Care for the year 2009, including the social security number or EIN of your day care provider, the Provider’s name, and the day care address. If you paid for day care in the past year, bring your year-end statement for Day Care for the year 2009, including the social security number or EIN of your day care provider, the Provider’s name, and the day care address.

14. If you received any advance child tax credit payment in 2009, bring in Notice 1319, showing proof of the amount received. If you received any advance child tax credit payment in 2009, bring in Notice 1319, showing proof of the amount received. If you paid for higher education, such as college or a trade school, bring form 1098-T showing evidence of payment. If you paid for higher education, such as college or a trade school, bring form 1098-T showing evidence of payment. If you would like to get your refund by direct deposit, bring a blank check from your bank account. If you would like to get your refund by direct deposit, bring a blank check from your bank account. If filing jointly, both filer and spouse must be present to sign. If filing jointly, both filer and spouse must be present to sign.

15. Questions? Please call Joyce Lacy (610) 996 - 4652