1. The PMD is a structured and disciplined program that demonstrates our ongoing commitment to the growth and progress of our Bank A Financial Advisors. World class investment, sales, and business management training. Cutting edge technology and industry leading. Mentors and managers to work with you towards your success. PMD offers new advisors the most professional and client focused sales, investment, and business management training in the industry. You will have endless opportunities to team with other FAs to create and manage your own business. Develop a strong sales pipeline through prospecting, telemarketing and relationship building skills, both with other FAs and clients. A base salary through the full 43 months in the PMD program along with bonus potential, incentive compensation plan, perks and more. Our PeopleOur Process We’re here to help! Your Benefits The strength of our business, starts with our advisors. We seek those with ambition, and a drive to succeed, working well with others. High professional standards and integrity, perseverance, resilience, confidence and engaging presence are a must. Our Financial Advisors (FA) combine know-how with know-clients to create a strategy that brings an unique vision of the future to fruition. At Bank A, we don’t just manage wealth, we manage our clients’ financial life. See more at www.ml.com/careers www.ml.com/careers “The interest of our customers must come first.” Charles Merrill said that when we began as a small firm in 1941. That ideal has helped us grow to be one of the world’s leading wealth- management companies – one relationship at a time. Our goal is to create lasting relationships and a path to lifelong success. Our goals facebook.com/BofAMerrillLynch youtube.com/BofAMerrillLynch twitter.com/MerrillLynch linkedin.com/company/merrilllync h  Ranked #1 in 2011 Global Research Team Survey Ranked #1 in 2012 All-Asia Research Team Survey Ranked#2in2012All-JapanResearchTeamSurvey Ranked #2 in 2012 All-Emerging Markets Equity & Fixed Income Research Team Survey  Ranked#1GlobalBroker(June2012) Ranked #1 in U.S. and Europe (June 2012) Ranked #2 in Asia (June 2012) Teamwork Welcome. At Bank A we believe in changing lives. Beginning with yours. The Practice Management Development program is designed for professionals who are ready to make career transitions and follow their passion of becoming a Financial Advisor. If you are ambitious, and have a drive to succeed, Bank A is the place for you. Bank A

2. Welcome. The PMD is a structured and disciplined program that demonstrates our ongoing commitment to the growth and progress of our Bank A Financial Advisors. World class investment, sales, and business management training. Cutting edge Technology and industry leading. Mentors and Managers to work with you towards your success. PMD offers new advisors the most professional and client focused sales, investment, and business management training in the industry. You will have endless opportunities to to create your own business, and the independence to be an entrepreneur with the support of the leading wealth management organization in the world. Develop a strong sales pipeline through prospecting, telemarketing and relationship building skills, both with other FAs and clients. A base salary through the full 43 months in the PMD program along with bonus potential, incentive compensation plan, perks and more. At Bank A we believe in changing lives. Beginning with yours. The Practice Management Development program is designed for professionals who are ready to make career transitions and follow their passion of becoming a Financial Advisor. If you are ambitious, and have a drive to succeed, Bank A is the place for you. Our PeopleOur ProcessYour Benefits The strength of our business, starts with you. We seek those with ambition, and a drive to succeed. High professional standards and integrity, perseverance, resilience, confidence and engaging presence are a must. Our Financial Advisors combine know-how with know clients to create a strategy that brings an unique vision of the future to life. At Bank A, we don’t just manage wealth, we manage our clients’ financial life. We’re here to help! See more at www.ml.com/careers www.ml.com/careers facebook.com/BofAMerrillLynch youtube.com/BofAMerrillLynch twitter.com/MerrillLynch linkedin.com/company/merrilllync h  Ranked #1 in 2011 Global Research Team Survey Ranked #1 in 2012 All-Asia Research Team Survey Ranked#2in2012All-JapanResearchTeamSurvey Ranked #2 in 2012 All-Emerging Markets Equity & Fixed Income Research Team Survey  Ranked#1GlobalBroker(June2012) Ranked #1 in U.S. and Europe (June 2012) Ranked #2 in Asia (June 2012) Individual Entrepreneur “The interest of our customers must come first.” Charles Merrill said that when we began as a small firm in 1941. That ideal has helped us grow to be one of the world’s leading wealth- management companies – one relationship at a time. Our goal is to create lasting relationships and a path to lifelong success. Our goals Bank A