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ACCIDENT INVESTIGATION BASICS
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Definitions: Can you define these? Incident Accident Accident investigation
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What is an Incident? UNPLANNED UNWANTED Disrupts the work process Has the POTENTIAL of resulting in injury, harm or damage to persons or property
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What is an Accident? UNPLANNED UNWANTED CONTROLLABLE event Disrupts the work process Causes injury to people or property damage.
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What is Accident Investigation? An in-depth evaluation of what happened. An in-depth evaluation of why it happened. Determination of what to do to prevent recurrence of this type accident.
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“The Tip of the Iceberg” Accidents or injuries are the tip of the iceberg. Investigate incidents since they are potential “accidents in progress” Accidents Incidents
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Accident Pyramid Hazardous conditions and/or acts Close calls, incidents Minor injuries, accidents Severe Injuries Fatalities 30 15 8 3 1
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Why Investigate? Prevent future incidents. Identify and eliminate hazards. Expose deficiencies in process and/or equipment. You lose money when work stops. Maintain worker morale.
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How to Investigate Investigate all incidents and accidents immediately Collect facts Interview witnesses Write a report
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What to Expect After an Accident If you are injured on the job, the following steps will be taken: Notify your supervisor immediately. Write down in your own words exactly what happened.
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Get medical treatment first Complete First Report of Injury Do not assure medical providers invoices will be paid. Tell them to call your carrier. What to Expect After an Accident
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What to Expect After an Accident Save receipts Non-emergency care must be approved About two days after the claim is reported, you will receive a letter from the insurance carrier
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If you are off over 7 days, you will receive a letter from our insurance company explaining your indemnity You are not paid for the first 7 days unless you are off over 6 weeks What to Expect After an Accident
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What to Expect After an Accident Tell your doctor and pharmacy they need to bill our insurance carrier directly When you are cleared to return to work, you must notify us and our insurance carrier immediately
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Always Remember It is unlawful and fraud to report injuries that are not legitimate in nature.
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