1. National Active and Retired Federal Employee Association 113th Congress 2013 - 2014

2. NARFE’s Mission To support legislation beneficial to current and potential federal annuitants and to oppose legislation contrary to their interests. To promote the general welfare of current and potential federal annuitants by advising them with respect to their rights under retirement laws and regulations. To cooperate with other organizations and associations in furtherance of these general objectives.

3. Coalitions The Federal-Postal Coalition The Coalition to Assure Retirement Equity (CARE) The Leadership Council of Aging Organizations (LCAO) The Military Coalition The Coalition for Effective Change (CEC) The Public Employees Roundtable

4. What Services NARFE Provides Legislative Advocacy – Experienced legislative staff – Expert analysis and testimony on proposed legislation Retirement Benefits Counseling – Lifetime benefit counseling – Works with OPM daily resolving benefit problems for members

5. 113 th Congress Legislative Program Outline 113 th Congress Priorities Three Major Categories – Preserving Existing Benefits – Enhancing Existing Benefits – Additional Key Positions

6. 113 th Congress Legislative Priorities Defend the earned pay, benefits and deferred compensation of federal civilian employees and retirees. Protect federal and postal retirees’ existing retirement and health benefits from reduction and/or erosion. – Examples: FERS Income & FEHPB

7. Protecting Current Benefits Examples: FERS Income and FEHBP Current Federal/Postal FERS Enrollees – Numerous bills introduced to increase contributions, reduce annuity or totally eliminate. – FERS defined-benefit annuity (1.1%) constitutes largest portion of FERS retirement income Potential impact of converting FEHBP to a voucher payment plan.

8. % of FERS Income by Source Current FERS employee retiring at age 62 after 30 years service. A TSP monthly annuity with only 1% agency automatic contribution. TSP

9. % of FERS Income by Source Current FERS employee retiring at age 62 after 30 years service. A TSP monthly annuity with only 1% agency automatic contribution. TSP

10. % of FERS Income by Source Current FERS employee retiring at age 62 after 30 years service. A TSP monthly annuity with only 1% agency automatic contribution. NARFE is working to protect all three FERS income sources. FERS Annuity (1.1%)

11. Hypothetical FEHBP Voucher Example Blue Cross-Blue Shield Family Plan BC/BSTotal CostGovernmentEmployee 2009$13,446$9,167$4,279 2012 (Voucher)$15,934$9,167$6,767 2012 (FEHBP)$15,934$10,774$5,160 Added Cost+ $1,607* * + $1,607/Year = NARFE Dues for 40 Years

12. 113 th Congress Legislative Priorities (cont’d) – Protect current and future federal civilian employees’ pay, and the retirement and health benefits of current and future federal and postal employees. – Protect the viability, stability and standard of service of established government functions.

13. 113 th Congress Legislative Program Outline 113 th Congress Priorities Three Major Categories – Preserving Existing Benefits – Enhancing Existing Benefits – Additional Key Positions 13

14. Preserve Existing Benefits: Postal Service Reform NARFE supports legislation to maintain six delivery days per week NARFE will join with other federal organizations to seek legislation to keep small Post Offices open through the United States NARFE supports legislation to relieve USPS of its burdensome requirement to prefund over 10 years its future retiree health care obligations that are estimated to accrue over the next 75 years.

15. Preserve Existing Benefits: Economic and Health Security Examples Economic Security – NARFE supports full implementation of federal pay parity – Will advocate legislation to remove the increase in pension contributions of new federal employees enacted in February 2012. – Shall continue efforts in strong support of COLAs on a regular annul schedule, computed on the same basis and paid at the same time.

16. Health Security – NARFE opposes reductions in the government contributions toward FEHBP premiums. – Opposes unjustified cost increases, including those caused by shifting cost to enrollees or where insurers raise rates without legitimate rationale. – Will oppose indexing flat payment by the US Government for FEHBP. Preserve Existing Benefits: Economic and Health Security Examples

17. Why You Should Join NARFE World’s cheapest insurance…$40/yr – Protect 60% of your FERS Income – Control FEHBP costs Your own personal HR benefits counselor – Help avoid retirement mistakes – Available for spouse and family

18. Join Today! National Active and Retired Federal Employees Association

19. Presentation Notes Please make any changes to the charts to suit your situation. These charts incorporate the examples used at the national convention. This presentation was developed for use by the Ohio Federation and has not been vetted by the national headquarters. Edward J Konys Past President Ohio Federation ejk0610@woh.rr.com