1. Larry Stokes Underwriting Manager, Zurich Municipal Chair Schools Working Group, Arson Prevention Bureau

2. Academies ALARM SE London 6 June 2007

3. Academies Introduction Blair’s big idea Opposition from- Politicians - Unions - Press - Customers ?

4. Academies 80 built / refurbished / renamed by September 2007 200 by 2010 Now part of BSF programme

5. Insurance Issues

6. Challenging environment Failing schools Budget pressures on build / facilities Size

7. Costs of Loss / Damage in Schools National Costs - Fire Losses 1996 - 2006

8. 90,000 schoolchildren have education disrupted 80,000 families affected 320,000 people involved PLUS Resources diverted Education disrupted A Different Perspective …..

9. Case Study – West London Academy

19. Sedum Roof

20. Case Study

38.  Natural ventilation – Security Issues  External fire issues plus MD  Sprinklers – weight of pipes if lightweight construction  Sustainability – would this last?

39.  Detect a fire  Extinguish or control the fire  Raise the alarm What Can Sprinklers Offer ?

40. Pricing Challenges High Risk High EML Unknown risk management Limited risk appetite

41. Pricing Challenges (Continued) DfES paying premiums (for now) No sprinkler agenda Modern methods of construction Sustainability agenda

42. Claims - Higher Education Southampton University – 2005 £80m - £100m

43. BSF England’s Secondary Schools - £2.5Bn spend p.a. planned 3500 Secondaries 50% rebuild, 35% refurb, 15% remodelled ‘High quality, sustainable design’ 48 LEAs in waves 1-4 (out of 150) 22 LEAs in waves 5-6 8 deals between LEA and LEP

44. The Future Pupil numbers down 400 Academies planned Federations - showing good practice LEA role changing

45. The Future Continue individual cover Buy-in to LEA schemes Government indemnity Part of Local Education Partnership