1. Will & Estate Planning Shepherd's Care Foundation Presented by Robert K. James, CFP | Senior Financial Advisor ATB Investor Services October 21, 2014

2. Your Will – choosing an Executor

3. Who should be named? Family, friends, beneficiaries? One or more named executors? Are they able and willing to act? Location, age, time. Am I willing to share all of my financial information and wishes with this person/people? o All banking, property, investment holdings, all Safe-deposit boxes and financial files. o All banking, property, investment holdings, all Safe-deposit boxes and financial files. o “Where in the back-yard is the coffee can full of money buried?” Once Executor is named : o Review the Will, all financial and property holdings, with your Exec. o Introduce Executor to your financial professionals – lawyer, accountant, financial advisor, personal banker.

4. Named beneficiaries on RSP/RIF - Spouse - Children - Registered Charity

5. Named successor or beneficiaries for TFSA - Spouse - Others

6. Probate vs. ‘Bond of Indemnity’

7. Adding children to bank accounts, investments, and property

8. Taxes on Death -Deemed disposition at death - Final tax return - Estate tax return - Estate tax return

9. Estate Tax Planning Succession Planning, Bequests, Charitable Giving at Death Personal Property

10. Estate Tax Planning Succession Planning, Bequests, Charitable Giving at Death Personal Property Investments

11. Estate Tax Planning Succession Planning, Bequests, Charitable Giving at Death Personal Property Investments Real Property

12. Estate Tax Planning Succession Planning, Bequests, Charitable Giving at Death Personal Property Investments Real Property Naming a registered charity as beneficiary

13. Personal Directives “Living Will”

14. Importance of an Enduring Power Of Attorney (POA) RSP, TFSA, sole-owner investments and property Paying bills and providing financial directives to care- givers Disposing of property and assets Surviving Spouse Get it done now, while you can!

15. Need Help? Accredited Estate Lawyer Accredited Financial Planner (CFP or equivalent) Experienced Personal Banker Robert K. James, CFP | Senior Financial Advisor ATB Securities Inc. 4234 Calgary Trail NW, Edmonton, Alberta T6J 6Y8 Mobile 780-717-2255 | Fax 780-944-6383 Blog: http://is.atb.com/rjames/