1. Office of Scholarships & Student Aid 111 Pettigrew Hall

2.  Counseling  Emergency loans  Office website: http://studentaid.unc.edu  View Aid Status: http://studentcentral.unc.edu  Financing Study Abroad  Scholarships Resource Center

3. Tuition/Fees $5,626 Room/Board $8,670 Books/Supplies $1,000 Travel $878 Miscellaneous $1,250 Total$17,424

4. Tuition/Fees $23,514 Room/Board $8,670 Books/Supplies $1,000 Travel $1,306 Miscellaneous $1,250 Total$35,740

5.  Family Resources  Need-Based Financial Aid  Non-need Based Financial Aid

6. Cost of Attendance  Expected Family Contribution  Private Scholarships = FINANCIAL NEED

7.  Grants  Scholarships (need-based & non-need based)  Loans (need-based & non-need based)  Work-Study

8.  Federal Pell Grants  Federal Perkins Loans (5.0%)  Federal Subsidized Stafford Loans (5.6%)  Federal Work-Study  University Grants

9.  Local, regional, national scholarships  Federal Unsubsidized Stafford Loans (6.8%)  Federal Parent Loans (PLUS Loans) (8.5%)  Private loans  www.studentaid.ed.gov - information about interest rates for federal loans and federal programs

10.  COLLEGE FOUNDATION (CFI) Lender Website Address: http://www.CFNC.org  WACHOVIA Lender Website Address: http://www.wachovia.com/Education  DISCOVER Lender Website Address: http://www.discoverstudentloans.com

11.  Repayment incentives vary among each lender. Explore all borrower benefits to ensure the lowest future repayment amount  www.elmselect.com

12.  All outside scholarships MUST be reported -Student and donor forms available at our website -Checks go to the University Cashier  Outside scholarships count as a part of financial aid award -Unmet need reduced first, then self help (loans, work-study) then gift aid (need-based grants/scholarships)

13.  Electronic Transfer  Funds applied to tuition, fees, housing, other charges  Refund checks or direct deposit beginning the first day of classes  Refund can be applied to One Card, meal plan, books, etc.

14.  You may defer any financial aid and scholarships on your UNC Billing Statement  Mark “defer” and indicate aid amounts and sources on the back of your statement  Deduct aid and pay difference; if there is a surplus you will receive a refund

15.  Separation or divorce  Death of one parent  Loss of employment  Loss of nontaxable income  Disability or natural disaster precludes normal work

16. Priority Deadline is March 1 www.fafsa.ed.gov www.collegeboard.com

17. Mailing Address: P.O. Box 1080 Chapel Hill, NC 27514 Campus Address: 111 Pettigrew Hall E-mail address: aidinfo@unc.edu Web site: studentaid.unc.edu Phone: 919-962-8396 Fax: 919-962-2716