1. ENGLISH LANGUAGE– LEVEL V PROBNI TEST ZAVRŠNI ISPIT

2. PROBNI TEST – MOCK TEST

4.  1c  2b  3b  4c  5d  6a  7c  8d KEY

6.  II  1 advertisement1 uneconomical  2 performance2 immaterial  3 accomplishment3 illegal  4 contribution4 unlikely KEY

8.  Free-trade,  Employment,  Goods,  Enterprise,  Taxes.

10.  1. He WAS in a meeting.  2. The marketing director WAS fired.  3. …depend ON… KEY

17.  Banking and Finance Quiz  1. Here is a small __________________. You'll get the rest of the money after the job is finished.  benefitadvancepreview  2. "Here's a ten-pound __________________ ". "Your change, Sir".  invoicenoteaccount  3. "What is the __________________ in Poland". "It's the Zloty".  moneycurrencygreenback  4. In banking, a _____________ bank is a financial institution primarily engaged in offering financial services and advice to corporations and to wealthy individuals.  merchantcommercialclearing  5. If you work longer than your usual working day you should be paid __________________.  outgoingoverdueovertime Banking quiz

18.  1 advance  2 note  3 currency  4 merchant  5 overtime KEY

19.  6. I don't get paid in cash. My salary is paid into my bank __________________.  depositdebtaccount  7. The long-term loan you take from a bank to buy a house or flat is called a __________________.  mortgageoverdraftarrears  8. I need to __________________ my belt, and cut down on the money I spend on luxuries.  loosentightendo  9. I don't have any cash on me. Can I pay with my __________________ card?  depositcreditexpenditure  10. A document which shows all your withdrawals and deposits (usually for one month) is called a "bank __________________".  stapler statement bill Banking quiz

20.  6 account  7 mortgage  8 tighten  9 credit  10 statement KEY

21.  11. What's another way to say "to withdraw"?  to make out to put outto take out  12. I'd like to _________________ some money to my sister’s account.  transferchangeswitch  13. Your _________________ rate determines the repayments you make on the money you borrow from a bank.  interest internal repayment  14. The money you borrow from a bank is called a _________________.  loaner loan lone  15. I have to _________________ another loan.  take outgo for take in Banking quiz

22.  11 take out  12 transfer  13 interest  14 loan  15 take out KEY

23.  16. If you'd like to buy a house, you will probably have to take out a _________________.  statement mortgagemarriage  17. What's the _________________ on my account? It's $450. ( = there's $450 in your account)  bailmoneybalance  18. I'm sorry, Mr. Davis, but your check hasn't ____________________ ( = gone through) yet.  cleared transferred claimed  19. If you go abroad you don't have to take a lot of cash with you. Instead, you can take __________________ cheques with you, which are accepted in most hotels, restaurants and shops all over the world.  touristtraveller’stravel  20. The bank is closed but we can take some money out of an ______________.  ATMHOBSCHAPS Banking quiz

24.  16 mortgage  17 balance  18 been cleared  19 traveller’s  20 ATM KEY

25.  CONDITIONALS: Put the verb in brackets into the correct form:   If you _________________ (send) your order by fax, we _________________ (deliver) the goods immediately.  If you _________________ (invite) me for lunch, I _________________ (help) you with your presentation. (an offer)  If I ___________________ (speak) Japanese as well as you do, I __________________ (try) to find a job with one of Japanese banks. (I don’t speak a word of Japanese).  If we _________________ (have) more employees, we _________________ (work) more efficiently. However, we can’t afford to hire. Conditionals

26.  Send/will deliver  Invite/will help  Spoke/would try  Had/would work KEY

27.  A: Can I borrow some money from you?  B: No way, I’m broke. Even if I _______________ (have) any, I ______________ (not lend) to you!  If you ____________________ (be) rich, what car _______________ (you / have)?  If your conditions _________________ (be) competitive, we _________________ (place) an order. Can you send us an offer by email?  If I _________________ (get) promoted, I _________________ (be) able to buy a bigger house. (I expect a promotion)  If I _________________ (have) more time, I _________________ (do) a course in business English. (I’m very busy though). Conditionals

28.  Had/would not lend  Were/would have  Are/will place  Get/will be able  Had/would do KEY

29.  If I _________________ (be) you, I _________________ (worry / not) about the presentation.  We _________________ (cancel) our order if you ________________ (deliver / not) the goods by Friday.  If Brittany _________________ (speak) better English, she _________________ (apply) for a job abroad. (Her English is bad).  If you _________________ (give) me a 10 % discount, I _________________ (buy) two. (at the market)  If only I could quit smoking! If I ______________ (stop) smoking, I _________________ (save) €1000 a year! Conditionals

30.  If I ___________________ (be) the Prime Minister, I _________________ (reduce) the taxes.  You’d better take this seriously because if you ________________ (lose) this contract, we ______________ (have) to fire you.  If motorists __________________ (have) to pay an extra tax to drive in cities, they __________________ (use) their cars a lot less. Conditionals

31.  Were/would reduce  Lose/will have  Had/would use KEY

32.  If I __________________ (be) the CEO, I _______________ (make) quite a few changes.  If you _________________ (see) Hugo, ______________ (give) him my phone number.  I ___________________ (finish) this report by myself, if I __________________ (know) how to. I need help from my colleagues.  Conditionals

33.  Were/would make  See/give  Would finish/knew KEY

34.  ACTIVE TO PASSIVE  1. We will organise the customs formalities.  ______________________________________________________________  2. We checked the documents last week.  ______________________________________________________________  3. We have accepted your suggestions.  ______________________________________________________________  4. You should check all the invoices.  ______________________________________________________________  5. You can return any unwanted materials.  ______________________________________________________________ ACTIVE TO PASSIVE

35.  1 The customs formalities will be organised.  2 The documents were checked last week.  3 Your suggestions have been accepted.  4 All the invoices should be checked.  5 Any the unwanted material can be returned. KEY

36.  6. You should have returned the signed contract.  _______________________________________________________________  7. We are developing a new invoicing system.  _______________________________________________________________  8. We have not received your payment yet.  _______________________________________________________________  9. The marketing department in your country will handle this complaint.  _______________________________________________________________ ACTIVE TO PASSIVE

37.  6 The signed contract should have been returned.  7 The new invoicing system is being developed.  8 Your payment has not been received yet.  9. This complaint will be handled by the marketing department in your country. KEY

38.  10. We will transport the goods immediately.  _________________________________________________  11. We produce most of the documentation in this office.  _________________________________________________  12. We are building a new office block not far from here.  _________________________________________________ ACTIVE TO PASSIVE

39.  10 The goods will be transported immediately.  11 Most of the documentation is produced in this office.  12 The new office block is being built not far from here. KEY

40.  1. The instructions have been changed.  _________________________________________________  2. She will have to be taught.  _________________________________________________  3. This car was manufactured in Japan by Toyota.  _________________________________________________  4. Why aren't the exercises being finished on time? PASSIVE TO ACTIVE

41.  1 We have changed the instructions.  2 They will have to teach her.  3 Toyota manufactured this car in Japan.  4 Why aren’t they finishing exercises on time? KEY

42.  5. Last year 2,000 new units had been produced by the time we introduced the new design.  _______________________________________________  6. Casual clothes must not be worn.  _______________________________________________  7. $400,000 in profit has been reported this year.  _______________________________________________  8. The test will be given at five o'clock this afternoon. PASSIVE TO ACTIVE

43.  5. We had produced 2,000 new units by the time we introduced the new design.  6 We must wear casual clothes.  7 They have reported $400,000 in profit.  8 We will give the test at five o'clock this afternoon. KEY

44.  9. Students are required to wear uniforms at all times.  ______________________________________________________  10. This rumour must have been started by our competitors.  ______________________________________________________  11. All work will have been completed by five o'clock this evening.  ______________________________________________________  12. We were told to wait here. ACTIVE TO PASSIVE

45.  9 We require students to wear uniforms at all times.  10 They must have started this rumour by our competitors.  11 They will have completed all work by five o'clock this evening.  12 They told us to wait here. KEY

46.  13. Lunch was being served when we arrived.  _________________________________________________  14. Lectures are recorded and posted on the Internet.  _________________________________________________  15. Portuguese has always been spoken in this village.  _________________________________________________  PASSIVE TO ACTIVE

47.  13 They were serving lunch when we arrived.  14 We record and post lectures on the Internet.  15 They have always spokenPortuguese in this village. KEY

48. GREEN YOUR BUSINESS

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55.  THANK YOU FOR YOUR ATTENTION!