1. Carleton University Awards & Financial Aid Office
_______________________________________________________________________
Applying for OSAP
Carleton University Awards & Financial Aid Office

2. What is OSAP? _______________________________________________________________________________
Ontario Student Assistance Program
Run by the Ministry of Training, Colleges and Universities (MTCU)
Funded by the provincial and federal governments
Provides financial assistance to full time students in the form of loans, grants, scholarships & bursaries
Note the difference between a loan vs grant and a scholarship vs. bursary

3. Terms _______________________________________________________________________________
Loan: Money that you borrow; a type of debt. Through OSAP, you are borrowing money from the governments of Canada and/or Ontario. You will need to repay the loan and any interest. Grant (Bursary): A type of funding you don’t have to pay back. Grants are awarded based on financial need. Scholarship: A type of funding you don’t have to pay back. Scholarships are awarded based on academic merit.

4. The Purpose of OSAP _______________________________________________________________________________
Supplement the financial resources available to you, and your family to meet your educational costs
Aims to provide equality of opportunity for all Ontario students pursuing postsecondary studies

5. How Your Financial Need is Determined __________________________________________________________________________________________
Allowable Educational Costs
Expected Financial Contribution
Calculated Financial Need
Tuition and compulsory fees
Books & supplies
Equipment
Computer costs
Personal living expenses
Child care
Travel
Student income
Student’s assets
Parental income OR Spousal income/assets
Loans
Grants/bursaries
Scholarships

6. Eligibility Requirements _______________________________________________________________________________
Be a Canadian Citizen, Permanent Resident, or Protected Person
Meet Ontario Residency requirements
Be enrolled in an approved postsecondary school
Be taking at least 60% of a full course load

7. Applying for OSAP _______________________________________________________________________________
Create an Account
Start a New Application
Fill in the Application
Print your Signature Pages
Check your Status
MAY DELETE!

8. 1. Creating an Account _______________________________________________________________________________
You will need to create a new account to get your personal Ontario Access Number (OAN) and create a password
Step 1
osap.gov.on.ca
Step 2
Step 3
NOTE: Once you have been given an OAN, write it down! This number will not change.

9. 2. Starting a New Application _______________________________________________________________________________
Next, you will login with your OAN and password
Click;
Then click;
Note: Carefully read through the Application Agreement, your responsibilities, and Applicant’s Declaration before selecting “Agree” and proceeding.

10. 3. The Application _______________________________________________________________________________
There are 8 components to the OSAP application
a. School you plan to attend b. Program & study period information c. Determining eligibility d. Your Personal Information
e. Your Financial Information f. Your Parents’ Information g. Other Aid h. Review & Submit

11. a. /b. School & Program Info
a. Enter the name of the postsecondary school you plan to attend
b. Enter your program in “Option 1”
Ex. Bachelor of Arts
On the next page, you will need to select the year of program you are entering
Selecting your program and year will populate study period dates
Next, fill in your course load (typically 100%) and answer the questions re; disability

12. c. Eligibility _______________________________________________________________________________
Citizenship Information =
Current Status =
Residency Information =

13. d. Personal Information _______________________________________________________________________________
This section of the application will ask for a variety of information, including
Basic Personal information
Address and Correspondence information
Previous Education information
Your Living Situation
Release of Personal information

14. d. Personal Info Cont. ______________________________________________________________________
Basic Personal information = name, date of birth, gender and Social Insurance Number Address & Correspondence = Permanent and Mailing address, preferred language of communication and address

15. Previous Education Information
d. Personal Info Cont. _______________________________________________________________________________
Previous Education Information
High School Information
If you are graduating this year, the date you will input as the last time you attended high school should be June/11
It is important to put in the correct date, an error here could change your status and eligibility
Previous Postsecondary Studies

16. d. Personal Info Cont. _______________________________________________________________________________
Living Situation
Asks about where you will be living during the summer before school and while you are in school
Your estimated travel expense should reflect the more inexpensive means of travel (Not a first class ticket)
Release of Information
It is important to read this section carefully before making a decision

17. e. Your Financial Info _______________________________________________________________________________
This section of your application is VERY important!
Read carefully and be accurate. This section, in large part, will help determine your estimate.
The more accurate you are in this section, the more accurate your estimate will be.

18. e. Your Financial Info Cont
Pre-Study Income
The first part of this section asks about your total income for 2011, your income during your last semester of high school, and your income during the summer months
Pay close attention to the dates listed for each question
Flip back and forth between this slide and next
TIP: Fill out total income for 2011 last. Fill out all other income sections first, it will be easier to calculate your total income for the year once you have calculated your income for the designated periods.

19. e. You Financial Info Cont
This section asks about your expected income while you are in school
Under the “Government Income” section do not include GST, HST, income tax refund etc. Should only include things like;
Canada Pension Plan or Ontario Disability Support Program etc.
When using these estimates to calculate your total expected income for 2011, keep in mind that the amounts asked for in this section include 4 months of 2012, so calculate the total carefully.
Study Period Income

20. Parent’s Information _______________________________________________________________________________
For OSAP purposes, if you have not been out of high school for 4 years, or have dependent children of your own, you are required to include your parents information into your application
What Your Parents Will Need to Do:
Have filed their 2010 income tax with Revenue Canada
Provide you, or help you fill out, personal information regarding their Social Insurance Numbers, family information and income
Sign Signature and Declaration pages once you submit your application verifying the information provided, pertaining to them, is correct
Note: If your parents have not filed their taxes, or you do not fill in this section, you may not be considered for all grants available through OSAP.

21. f. Parent’s Info Cont. _______________________________________________________________________________
Depending on your parent’s marital status, one, or both of them will need to help you fill in the following sections.
Personal Information

22. f. Parent’s Info Cont. _______________________________________________________________________________
Income Information
The easiest way to get this information is for your parents to refer to their 2010 Notice of Assessment
It is important for this information to be accurate, it will influence the estimate provided to you after submitting your application and your entitlement
Parental Consent
Your parents should read this carefully, their income will be verified by Canada Revenue
They will also consent to this when they sign their Signature and Declaration Pages

23. g. Other Aid _______________________________________________________________________________
In this section, you will be asked if you would like to be considered for a Queen Elizabeth II Aiming for the Top Scholarship (select YES!)
You will also be asked if you are a crown ward (HINT: If you aren’t sure what a crown ward is, you probably aren’t one)

24. QEII/A4T _______________________________________________________________________________
By checking one box on the OSAP application you apply for this scholarship
This award is based on academic merit, and is not repayable
The maximum amount a student can receive is $3500, the minimum is $100
This scholarship is renewable for a maximum of 4 years

25. h. Review & Submit _______________________________________________________________________________
Just like it sounds!
Review the information you have input into your application
Hit “Submit”
Once you have submitted your application, you will receive an estimate
WORK ON

26. Your Estimate _______________________________________________________________________________
Once you have completed, and submitted your application online, you will receive an estimate; caution.
Estimate: The approximate amount of funding you may be eligible to receive based on the unverified information you have input into your application. This amount is subject to change once official processing, and verification of this information begins
Entitlement: The amount of OSAP you have been approved to receive for the academic year.

27. Progress Report _______________________________________________________________________________
Create an Account
Start a New Application
Fill in the Application
Print your Signature Pages
Check your Status

28. Signature Pages _______________________________________________________________________________
At this point, you have finished filling out to OSAP Application, but it has not been fully submitted until you print your Signature and Declaration Pages and submit them to your postsecondary school
Listed here will also be Signature and Declaration pages for your parents, and any other supporting documentation you may need to provide
If anything is listed here, make a note of it, and attach it to your Signature and Declaration pages before mailing, or dropping them off to your postsecondary school

29. Signature Pages Cont. _______________________________________________________________________________

30. Check Your Status _______________________________________________________________________________
Keeping updated on the status of your application is important!
Check the OSAP website, or new OSAP mobile app., and your .
Throughout the summer, it is likely that you will be receiving s about the next step of picking up and processing your loan!

31. Your Responsibilities _______________________________________________________________________________
1. Report information accurately, and to the best of your knowledge on your application
2. Meet the deadlines
3. Immediately report any changes to, or errors on your application to your Awards & Financial Aid Office

32. Important Notes _______________________________________________________________________________
There are 5 things you should remember
Apply early! Your application can take 8-10 weeks to process
When filling out the application, be as accurate as possible and don’t rush
Submit your Signature and Declaration pages!
Check your status
You have responsibilities! Know them and fulfill them

33. osap.gov.on.ca More information and application available @
Presented by Carleton University’s Awards & Financial Aid Office