1. Financial Aid Night2013 Hinsdale South Guidance Department

2. Review Planning Phase Assess Affordability based on reasonable borrowing Match that up with approximate net prices of colleges Create financial fits

3. Execution Phase Organize self financially What information is needed How will this information be viewed

4. Variables that Drive the EFC Parent’s Income Student’s Income Parent’s Assets Student’s Assets

5. Filing the FAFSA January 1 st, 2014 Updating your Student Aid Report Signing the document with PINS

6. The CSS Profile How is the Profile Different? When is the Profile filed?

7. Divorced Households FAFSA rules Profile exceptions

8. Independent Students Ward of court Homeless 24 or older Graduate / not undergrad Military

9. FAFSA key numbers EFC leading to Pell Grant EFC leading to MAP EFC leading to College Grant Filing leading to loans and work

10. Direct Student Loan (stafford) Subsidized Unsubsidized Promissory note and loan counseling

11. Campus Employment Federal Work Study Part time jobs Student has to be the aggressor

12. Appeal Process When can you appeal? How do you appeal?

13. Analyze Award Letters Merit money (scholarships) Need based college grant money Federal and/or state grant money Student loan (automatic) Campus employment (available when student takes active role) Final College Decision – May 1

14. The Conversation Not negotiating Demonstrate systematic review of affordability Only proceed if number one choice is close

15. Independent Scholarship Senior checklist Regional options via website Fastweb.com for national data base

16. Parent Loan options PLUS Equity of home Private Student Loan 401k (403b) loan College acts as a bank