1. Personal Investing Options Techy1: Sean Husband Techy1: Sean Husband Techy2: Soe Fong Techy2: Soe Fong Organizer1: Hochan Chung Organizer1: Hochan Chung Organizer2: Albert Tampi Organizer2: Albert Tampi Summarizer: Charlie Benjauthrit

2. Two Scenarios Two Scenarios Straight to the work force Straight to the work force VS. VS. Graduate School Graduate School Comparison done over a 10 year cycle

3. Work Force 1. Recent Graduate of Cal Poly Pomona 2. Age of Graduation: 23 3. Job: Electrical Engineer 4. Starting Salary: $55,000 5. Estimated Salary Increase Per Year: 5% Assuming undergraduate school is paid off

4. Graduate school 1. Two years of graduate school 1. $2600 per quarter totaling $15,600 2. Age of Graduation: 25 3. Job: Electrical Engineer 4. Starting Salary: $63,552 5. Estimated Salary Increase Per Year: 7% Assuming undergraduate school is paid off

5. Savings 401k – 16% of base salary (pre-tax) 401k – 16% of base salary (pre-tax) Rate of return- 6% Rate of return- 6% For both cases For both cases

6. Which Scenario do you think would produce the best outcome???