1. Life Insurance Comparison Group #6 Tewabech Alemu Christopher Cabrera Eric Chan Jason Krefft Wilson Tam

2. Comparing $500,000 vs. $1,000,000 Comparing $500,000 vs. $1,000,000 Smoker living in California Smoker living in California Starting at 25 and paying insurance until 70 Starting at 25 and paying insurance until 70

3. Term Insurance Term Insurance Short Term Agreement Lower Price Short Term Agreement Lower Price Guaranteed Guaranteed Long Term, Set Price, Gain Cash Value Long Term, Set Price, Gain Cash Value

4. Option A - $500,000 Option A - $500,000 10 years Term, 35 Guaranteed 10 years Term, 35 Guaranteed Option B - $500,000 Option B - $500,000 15 years Term, 30 Guaranteed 15 years Term, 30 Guaranteed Option C - $1,000,000 Option C - $1,000,000 10 years Term, 35 Guaranteed 10 years Term, 35 Guaranteed Option D - $1,000,000 Option D - $1,000,000 15 years Term, 30 Guaranteed 15 years Term, 30 Guaranteed

5. Total Amount Invested $500,000 Policy 10 Years Term, 35 Years Guaranteed 10 Years Term, 35 Years Guaranteed $240,516 $240,516 15 Years Term, 30 Years Guaranteed 15 Years Term, 30 Years Guaranteed $391,716 $391,716 $1,000,000 Policy 10 Years Term, 35 Years Guaranteed 10 Years Term, 35 Years Guaranteed $295,382 $295,382 15 Years Term, 30 Years Guaranteed 15 Years Term, 30 Years Guaranteed $504,090 $504,090

9. Cash Value at Age 50 Cash Value Option A Cash Value Option A 50 = $80,640 50 = $80,640 Cash Value Option B Cash Value Option B 50 = $80,824 50 = $80,824 Cash Value Option C Cash Value Option C 50 = $97,574 50 = $97,574 Cash Value Option D Cash Value Option D 50 = $102,310 50 = $102,310

10. Resources Resources Prudential Financial Prudential Financial http://www.prudential.com/index/ http://www.prudential.com/index/ http://www.prudential.com/index/ Quick Quote Financial Quick Quote Financial http://www.quickquote.com/ http://www.quickquote.com/ http://www.quickquote.com/ Met-Life Met-Life http://www.metlife.com/ http://www.metlife.com/ http://www.metlife.com/