1. SellMyHouse.com - Proprietary & Confidential Solutions for Bank REO and Pre-foreclosure Properties Presented to:

2. SellMyHouse.com - Proprietary & Confidential The Marketplace The Real Estate housing market is in crisis: Banks are facing massive loss of revenue due to foreclosure volumes and write-downs. The Real Estate housing market is in crisis: Banks are facing massive loss of revenue due to foreclosure volumes and write-downs. Fewer Buyers in the market due to Mortgage tightening. Fewer Buyers in the market due to Mortgage tightening. House Values Declining House Values Declining Homes total days on market are increasing Homes total days on market are increasing Alternative solutions are required to reduce bank losses from vacant foreclosed property and extended liquidation timeframes. Alternative solutions are required to reduce bank losses from vacant foreclosed property and extended liquidation timeframes.

3. SellMyHouse.com - Proprietary & Confidential Why JKR & Associates/Sellmyhouse.com?  A retail and wholesale solution to REO and Pre- foreclosure liquidation.  Wholesale Solutions : National Investor roster for both residential and commercial property.  Retail Solutions: Combining both an MLS option with an auction format to maximize the Banks potential to sell a property to either retail or wholesale buyers.  Pre-Foreclosure Solutions : Minimizing risk by beginning the liquidation phase at the default notice stage.  National Affiliate Network of Realtors utilized in every transaction.  Affiliate list includes Remax, Century 21, Coldwell.

4. SellMyHouse.com - Proprietary & Confidential The Process  Traditional MLS sales techniques are utilized during the auction advertising period to seek retail buyers who traditionally pay more for property than a wholesale investor.  Begin advertising the property for sale and set an auction date.  All bidders are pre-qualified prior to auction.  Both an onsite and online auction format are utilized the day of the auction to maximize potential sale opportunities.  A contract is written and earnest money is received upon an accepted offer.  Traditional closing procedures will apply.

5. SellMyHouse.com - Proprietary & Confidential Benefits to the bank  Reduce write-down and admin costs by selling early in the process versus waiting until the foreclosure.  Owner stays in home during the pre-foreclosure stage until a sale, reducing the risk of further damage to property and keeping them engaged to resolve the situation prior to actual foreclosure.  Potential to retail the house during advertising period while on the MLS increasing net to the bank.  Auction offers a finality resolution date.

6. SellMyHouse.com - Proprietary & Confidential Contact Information SellMyHouse.com/JKR & Associates Inc. (888)557-2772Toll Free (217)476-3345 Office (309)279-0982Fax BusinessDevelopment@SellMyHouse.com www.SellMyHouseAuction.com