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Personal Investing Options Summarizer:Ryan Rouse Organizer:Juliet Querido Techies:Andrew Jordan Vincent Phan Group 9.

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Presentation on theme: "Personal Investing Options Summarizer:Ryan Rouse Organizer:Juliet Querido Techies:Andrew Jordan Vincent Phan Group 9."— Presentation transcript:

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2 Personal Investing Options Summarizer:Ryan Rouse Organizer:Juliet Querido Techies:Andrew Jordan Vincent Phan Group 9

3 Age: 25 Occupation: Engineer Schooling: Recent Cal Poly Pomona Graduate Marital Status: Single Retirement Age: 65 years old Scenario

4 Higher Salary vs. Stock Options 1.$55,000/Year 10% into 401K 5% Annual Salary Increase Income Scenarios 2.$48,000/Year 10% into 401K Stock Options 4% Annual Salary Increase

5 Results – Scenario 1 Assumptions: 10% ROR on 401K Contributions No Pension Plan Results: Income at Age 65 with 5% = $368,000 Future Value 401K = $4.2 Million !!! Total Retirement = $4.2 Million

6 Sensitivity Analysis Scenario 1 Results: Future Value 401K at 6% = $1.8 Million Future Value 401K at 15% = $14.3 Million Total Retirement = $4.2 Million

7 Results – Scenario 2 Assumptions: 10% ROR on 401k Contributions 10% ROR on Boeing Stock Options

8 Results – Scenario 2 (cont.) Results: Income at Age 65 with 4% = $222,000 Future Value 401K at 10% = $3.2 Million !!! Future Value Stock Options, Worth 15% of Annual Salary, that are Exercised Every Year = $4.9 Million !!! Total Retirement = Rich Grandchildren Total Retirement = $8.1 Million

9 Sensitivity Analysis Scenario 2 Results: Future Value 401K at 6% = $1.3 Million Future Value 401K at 15% = $11.5 Million Stock Options : Option Exercised Every Other Year = $4.8 Million Aerospace Industry Fluctuation on a 20 Year Cycle = $2.1 Million

10 Scenario 1 401K:$4.2 Million Total:$4.2 Million Summary Scenario 2 401K:$3.2 Million Stock Opts:$4.9 Million Total:$8.1 Million

11 Interviews CareerJournal.com JobSearchTech.com Techies.com Private Communication with Dr. Rosenkrantz Resources

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