1. ING is one of the world's largest financial services companies, offering banking, insurance and asset management in over 50 countries.

2. ING is the number one financial services company in the Benelux home market. In the United States, ING is a top-5 provider of retirement services and life insurance. In Canada, it is the top property insurer. ING Direct is a leading direct bank with over 15 million customers in nine large countries. In the growth markets of Asia, Central Europe and South America, for example, provide life insurance. Business

4. The strategy The strategy can be summarised in just two words : execution and growth.

6. Insurance Americas Holds insurance operations and asset-management activities in the Americas. It goes well in the US with retirement services and life insurances and has leading positions in non-life insurance in Canada and Mexico. Insurance Europe Operates the insurance activities in the Netherlands, Belgium, Spain, Greece and Central Europe and asset- management activities in Europe. In these countries it offers life insurance with special attention for pensions.

7. Insurance Asia/Pacific Holds the life insurance operations and asset/wealth management activities in Asia/Pacific. It has good positions in Australia, Hong Kong, Japan, Korea and Taiwan. The activities in China, India, and Thailand are future growth engines for ING. Wholesale Banking Takes care of the global wholesale-banking operations. It has five divisions: Clients, Network, Products, Corporate Finance and Financial Markets.

8. Pacific-Antai Life Insurance Company Limited 太平洋安泰人寿保险有限公司 ING Capital Life Insurance Company Limited China Merchants Fund Management Company 招商基金管理有限公司