1. CONSUMER LOANS PERSONAL FINANCIAL PLANNING DR. AA NEIDERMEYER

2. TYPES OF LOANS AUTO DURABLE GOODS EDUCATION PERSONAL CONSOLIDATION

3. EDUCATION LOANS STAFFORD PERKINS SUPPLEMENTAL PARENT WWW.FASTWEB.COM

4. SOURCES OF CONSUMER LOANS COMMERCIAL BANKS CONSUMER FINANCE COMPANIES CREDIT UNIONS SAVINGS AND LOAN ASSOCIATIONS SALES FINANCE COMPANY LIFE INSURANCE COMPANIES FRIENDS AND RELATIVES

5. MANAGING YOUR CREDIT FINANCE CHARGES LOAN MATURITY TRANSACTION COSTS COLLATERAL TIMING OF PAYMENTS

6. FINANCE CHARGE OPTIONS SIMPLE INTEREST METHOD DISCOUNT METHOD

7. INSTALLMENT LOAN PROFILE SECURITY AGREEMENT PROVIDES COLLATERAL ARRANGEMENT FOR SELLER NOTE BINDS THE PARTIES CREDIT LIFE INSURANCE?? ?? ACCELERATION CLAUSE, REPOSSESSION, BALLOON PAYMENT

8. INTEREST COMPUTATION SIMPLE ADD-ON NOTICE THE “APR” DISCLOSURE ?? PREPAYMENT PENALTY