1. The Importance of having a Will in the United Arab Emirates

2. 20 years plus experience in drafting Wills. Generating 1,000’s Wills per year. Thousands of Wills already ‘proven’. Over £2,000,000 PI cover per Will. Just Wills is the largest Specialist Will Writing Company in the UK. Who are Just Wills PLC?

3. Who are Just Wills (United Arab Emirates) ?. Establish for over 4 Years. First branch of Just Wills in the United Arab Emirates. Now have received exclusive rights for United Arab Emirates and G.C.C.. Some of our Clients include:. Dubai Luxury Home. Emaar. Mashreq Bank. Hamptons International. Acumen Insurance. International Cricket Council. Clyde & Co Solicitors. Dubai Sports City. RAK BANK. Standard Chartered Bank. Life Care International. HSBC. Emirates Airlines. Etihad Airlines List is growing……………………!!!

4. 1.Wills (Single/Mirror) 2.Power of Attorneys 3.Advance Directives/Living Wills Products we offer:

5. What happens if you die without a Will in the UAE?.Bank Accounts are frozen (Shariah Law).. Visa’s are cancelled (UAE/GCC Law)..Home Country is informed of your death (International Law). The Shariah Law may/will apply to the distribution of the estate. Life Policies can be passed onto your estate instead to your family. Any other Investments can be frozen/delayed. Family arguments with the Estate. Ex Partners (husband/wife) can stake a claim in your estate. Properties in your home country will be distributed according to the Laws of the Home Country. Children from any previous relationships could receive nothing. Tax Man can have up to 40% of your money (Applies to countries where IHT is applicable) Partners if not married will receive nothing.. Wills

6. If you have a Will Speed the Process of the distribution of your estate Will document will over ride the Shariah Law ** Decide where you would like your estate to pass to. Decide where you want your Bank Accounts to go to. Life Policies can be passed to the people of your choice. Any and all Investments can pass to the people of your choice. NO Family arguments. Everyone knows you gets what. Set up Exclusion clauses for Ex Partners. Make a provision for children from any previous marriages. Reduce your tax bill considerably. Make a gift of money. Choose your own Executors. Make a provision for a Pet. Make a provision for a Charity** depending on your religion AND MORE IMPORTANT.......

7. Appointing Guardians What happens to your children if you and your partner die????? If you have not prepared for this, and there are disputes, Local Authorities of your home country and or the Dubai authorities may/can appoint Guardians.Need to appoint both Interim & Permanent Guardians Making a provision for your guardians to look after your children A Will is one of the most effective ways of appointing Guardians and ensuring your children’s future is secure Protecting your Children

8. 2 in every 3 people here in the United Arab Emirates Do Not Have a Will. Statistics in the UAE

9. What does a Will do? It gives you and your partner a complete peace of mind & protection for the family

10. Power of Attorney If a person was to become mentally incapacitated/brain dead or in a coma, potentially Bank accounts, Mortgage Accounts could come to a halt especially if two signatures are required to operate the account. By setting up a Power of Attorney (usually between husband & wife), the attorney will be able to operate bank accounts, mortgage accounts, etc. The attorney cannot change the Will (hopefully the Will would of being signed prior) however the Power of Attorney will be a very useful document to have all your financial documents looked after by the attorney. Further information is available upon request.

11. Living Wills If a person is diagnosed of a terminal illness he/she will not be able to have any choice on the lever of care they receive. Basically there at the mercy of the Doctors. By setting up a Living Will the person while in the right state of mind can have some choice on The Level of Cover they receive. There are several websites that you will be able to lean more about this. Again further information is available upon request.

12. What Just Wills recommends

13. Seven Major Points 1. Emergency Off Shore Bank Account 2.Life Assurance (Off Shore Company) 3.Assets and Liabilities Statement 4.Set up a Visa 5. Contact Sheet for all listed 6.Power of Attorney 7. The WILL

14. What information is required when drafting a Will? 1.Details of Executors (minimum of two). 2.Details of both Interim and full time guardians (Minimum of two of each) 3.How you would like your estate to be distributed 4.Details of any Gifts 5.Details of any Business Interests (trade Licences) 6.Passport Copies/Visa Pages. Please note that you need to prepare your A&L List anyway

15. Price List as of 1 st November subject to change WillsEmployed Self Employed Single Will (for one person) 3000 4000 Mirror Will (Husband & Wife) 4500 7000 Power of Attorney (Local one inclusive of Arabic Translation) AED Single (One Person) 1500 Double (Two People) 2400 Living Will (also known as an Advance Directive) AED Single 1500 Double 2400 Misc AED Registration Fee for Local POA 60 Extra Copies of Documents 100 Court Fees for UK LPA 1000 Storage of Wills, etc 1500 Meeting/ Consultation Only (This will be then deducted if you decide to have your Will drafted.) 1500 Arabic Translation/Notarization from 1500 AED to 2500 Please Note for Residents that do not have an Embassy in the UAE and require Full Attestation the costs will be 2000 AED approx per Will. This includes DMCC Stamps, Ministry of Foreign Affairs & Ministry of Justice Stamps. Otherwise the costs will be 1500 AED per Will if there is an Embassy. Payment Terms: Please note that 50% of the payment is paid up front and the other 50% will be paid on completion of the Documents. For Embassy prices please check with your Local Embassy.

16. Tel: 04 311 6592 Fax: 04 332 8810 Email: info@just-wills.netinfo@just-wills.net Visit www.just-wills.netwww.just-wills.net Free phone: 800 Wills (94557) Contact us

17. Why Just Wills UAE? 1.Just Wills was the first Will drafting company in the UAE. 2.We have a full Will Drafting Licence approved by the DMCC authorities. 3.We offer a full End to End service. 4. We now offer a Professional Execution service. 5.Now registered with the “Dubai Chamber of Commerce” and the Economic Department.

18. Questions?