2. Introduction
Business Scenario
Finacle CBS Process Overview
Step by Step Process
Demonstration
Summary

3. Lesson Objective Duration Intended Audience
To modify a Kissan Vikas Patra (KVP) account
To close a KVP account
Duration
1 Hour
Employees who perform teller and customer operations in the front end of the post office.
Intended Audience

4. Business Scenario
A Customer walks in with a KVP certificate issued at your Post Office. He requests you to include a joint holder name into the KVP a/c. As a Counter Assistant how you will include the joint holder’s name, change in mode of operation, change or include Nominee.
A Customer walks into your Post Office with a KVP certificate and He requests you to close the account as the maturity date has elapsed since. He request for cash. As a Counter Assistant, you will pay the KVP proceeds
Let us see the process of modification and closing a KVP account in Finacle CBS.

5. Finacle CBS Process Overview
Finacle CBS Process for KVP operations are as follows:
Opening of KVP account has been discontinued from 1st December However, all the existing accounts will be migrated to Finacle CBS. The other operations that can be performed are:
Modification of the KVP account details like, nomination, Joint holder details, mode of operation changes.
Premature closure of KVP with applicable rate of interest from the published tables.
Closure on maturity; transactions can be either cash or transfer.
KVPs denominations maintained in Finacle CBS are 100, 500, 1000, 5000, and
KVPs were issued for a maturity period as decided by the Government .
Transfer of account from one Post Office to another Post office.

6. Step by Step Process
Given below is the step by step process to modify a KVP account in Finacle CBS:
Invoke CSCACM/NSCAM, the menu option for modification of a KVP account.
Edit the required account details.
The editable details are:
Mode of operation
Related party details (holder details)
Nomination details
For premature closure/closure on maturity of a KVP invoke the menu option CSCCAAC/NSCAC and the transactions will be posted by the system.
Invoke the menu option HACLI for balance inquiry in a KVP account.

7. Demonstration

8. Summary
Congratulations!! You have successfully completed the lesson Kisan Vikas Patra using Finacle CBS. Following are the summary of important points discussed in this lesson:
Opening of KVP account is discontinued from 1st of December 2011 and hence account opening is not allowed to the users at the Post Office level.
To modify a KVP the menu used is CSCACM/NSCAM. 
To enquire about the balance available in a KVP account the menu used is HACLI.
For closure / pre-closure of KVP account, the menu option used is CSCCAAC/NSCAC. 
For verification of Closure of KVP account, the menu option used is CSCCAAC/NSCAC.
The closure report generated can be seen through the menu HPR and print out can be taken.

10. Let us do a hands on exercise now on the processes of KVP
Let us do a hands on exercise now on the processes of KVP. Please move the hands on exercise section in the job aid of KVP