1. Montgomery Investment Technology, Inc. FinTools ® Software and Consulting www.fintools.com Montgomery Investment Technology, Inc. FinTools ® Software and Consulting www.fintools.com Option Tracker ™ & FAS123R Toolkit

2. Fall 2005 © Montgomery Investment Technology, Inc. 2 Overview Montgomery Investment Technology, Inc., a leader in option pricing software and compensation consulting, offers Option Tracker™, a software tool designed to make Employee Stock Option (ESO) administration, valuation and financial reporting easy! The integrated functions of Option Tracker are contained within 2 four-step processes:  Administration  Valuation

3. Fall 2005 © Montgomery Investment Technology, Inc. 3 Administration - Plans

4. Fall 2005 © Montgomery Investment Technology, Inc. 4 Administration - Grants

5. Fall 2005 © Montgomery Investment Technology, Inc. 5 Administration - Employees

6. Fall 2005 © Montgomery Investment Technology, Inc. 6 Administration - Transactions

7. Fall 2005 © Montgomery Investment Technology, Inc. 7 Administration Reports

8. Fall 2005 © Montgomery Investment Technology, Inc. 8 Administration Reports

9. Fall 2005 © Montgomery Investment Technology, Inc. 9 Administration Reports

10. Fall 2005 © Montgomery Investment Technology, Inc. 10 Administration Reports

11. Fall 2005 © Montgomery Investment Technology, Inc. 11 Administration Reports

12. Fall 2005 © Montgomery Investment Technology, Inc. 12 Administration Reports

13. Fall 2005 © Montgomery Investment Technology, Inc. 13 Administration Reports

14. Fall 2005 © Montgomery Investment Technology, Inc. 14 Administration Reports

15. Fall 2005 © Montgomery Investment Technology, Inc. 15 Administration Reports

16. Fall 2005 © Montgomery Investment Technology, Inc. 16 Administration Export to Excel

17. Fall 2005 © Montgomery Investment Technology, Inc. 17 Administration Stock Split & Password

18. Fall 2005 © Montgomery Investment Technology, Inc. 18 Valuation – Volatility Calculator

19. Fall 2005 © Montgomery Investment Technology, Inc. 19 Valuation – Dividend

20. Fall 2005 © Montgomery Investment Technology, Inc. 20 Valuation – Interest Rate

21. Fall 2005 © Montgomery Investment Technology, Inc. 21 Valuation – Calculator

22. Fall 2005 © Montgomery Investment Technology, Inc. 22 Valuation – Lattice Calculator

23. Fall 2005 © Montgomery Investment Technology, Inc. 23 Valuation Reports

24. Fall 2005 © Montgomery Investment Technology, Inc. 24 Valuation Reports

25. Fall 2005 © Montgomery Investment Technology, Inc. 25 Valuation – Cost Attribution Report

26. Fall 2005 © Montgomery Investment Technology, Inc. 26 Valuation – Forfeiture Report

27. Fall 2005 © Montgomery Investment Technology, Inc. 27 Valuation Reports

28. Fall 2005 © Montgomery Investment Technology, Inc. 28 Valuation Reports

29. Fall 2005 © Montgomery Investment Technology, Inc. 29 Valuation – Earnings Per Share

30. Fall 2005 © Montgomery Investment Technology, Inc. 30 Valuation – Diluted EPS

31. Fall 2005 © Montgomery Investment Technology, Inc. 31 Valuation – EPS Calculations

32. Fall 2005 © Montgomery Investment Technology, Inc. 32 Valuation – Adjusted Outstanding Options

33. Fall 2005 © Montgomery Investment Technology, Inc. 33 Valuation – Assumed Proceeds

34. Fall 2005 © Montgomery Investment Technology, Inc. 34 OT Features Other Features Include: Ability to perform Stock Splits Ability to maintain information for multiple companies Ability to give Read-only access in either and/or both Administration and Valuation Ability to password protect company database Ability to back up and restore company database from within the program

35. Fall 2005 © Montgomery Investment Technology, Inc. 35 Target Market Option Tracker™ is ideal for small to medium sized companies with a need to simplify option grant administration and generate useful reports. The Black-Scholes, Binomial and volatility models in the Option Tracker™ comply with FAS 123R and SEC valuation and reporting standards. The option and volatility models within the software have been extensively used for over 10 years by FASB, Big 4 accounting firms, valuation consultants and many corporations. Option Tracker™ has been designed to be useful to a wide range of corporate managers, from the HR Manager and Stock Option Administrator to the CFO, Treasurer and Controller.

36. Fall 2005 © Montgomery Investment Technology, Inc. 36 System Requirements Operating Systems  Windows NT/2000/XP Software  Excel Stock Option Activity Report requires Excel 97 or higher. Option Tracker Tools require Excel 2000 or higher. Memory  RAM – 256 MB or more  Disk Space – 40 MB (on each client if on a network)

37. Fall 2005 © Montgomery Investment Technology, Inc. 37 Pricing LeasePurchase* Option Tracker FAS 123 Toolkit Advance Single User License$2400$3600$1995 Corporate License ( 2 users)$3000$4500$3000 Network License (4 Users)$3600$5400$4000 Technical support and maintenance update contract is 25% of the List Price per annum Technical Support Additional custom feature design and development available at a rate of $100-200 per hour. All product maintenance and enhancements at no extra charge. Complete user training by product manager. Technical support by expert technicians. Interest rate updates will be provided periodically. * Purchase Price Includes 6 months of Free Support and Maintenance

38. Fall 2005 © Montgomery Investment Technology, Inc. 38 Availability Inquire if you qualify for a FREE 30 - day demo. Option Tracker  Downloaded from the web www.fintools.comwww.fintools.com  Order a CD Contact Phone: 610.688.8111 Email: miti@fintools.commiti@fintools.com Web: www.fintools.com

39. Fall 2005 © Montgomery Investment Technology, Inc. 39 Other Products & Services FAS123 ToolkitVolatilityCalc OPTIONS XLFinData UTILITY XLOptionsCalc EXOTICS XLExoticsCalc RISK XL Visit our website for more information: www.fintools.comwww.fintools.com Phone: 610.688.8111 Fax: 610.688.5084 Email: miti@fintools.com