1. Unit 4: Income, Taxes, and Giving

2.  Examine the charts, graphics, and reading excerpts in Chapter 12: Giving o Make a list of questions you would like to have answered as we go through the chapter.

3.  WB: Before You Begin, pgs. 252-253 o Review the Learning Outcome objectives and Key Terms o Complete the “Before” column on the “Measure Your Progress” chart  Journal : 1. Do you feel as though giving is an important part of your financial plan? Why or why not?

4. Section 1

5.  Video 1.1 (5 minutes): I Am Just One  Journal : 1. Complete the values and talents activities before responding to the journal question. (WB pg. 256) 2. How can giving of your time and talents align with your core values?

6.  How can you actively reject the media-generated stereotypes of today’s teens? o Begin the process of discovering the real you—your unique values, interests and passions.  How can knowing what you value help when it comes to giving? o Knowing what you value will help you select an organization or charity to serve.

7. Section 2

8.  Video 2.1 (10 minutes): Open Hands Build Wealth  Journal : 1. When you are doing your monthly budget, why do you think it is important to have “giving” placed at the very top?

9.  Explain what Dave means when he says “being wealthy is not an end - it’s a means to an end.” o Money is a means for helping others. o You shouldn’t place more value on money than on people.  What is John D. Rockefeller most remembered for? o He’s most remembered for his philanthropy, not wealth. o He supported education, churches, and hospitals.

10.  How does giving benefit both the giver and receiver?  Other than money, what are some other ways to give and help others? o Time, talents, knowledge, or your services.  Identify some charities you are familiar with.

11.  Activity : Kindness Journal o Make a list of 14 small acts of kindness, one for each day over the next two weeks. o Write a journal entry each day describing what you did and for whom. How did it make you feel? How did each person respond to your kindness?  Be prepared to share some of your experiences in class.

12. Section 3

13.  Video 3.1 (14 minutes): Money is not the only way to give  Journal : 1. List some areas of need in your school or community (youth programs, homeless shelter, humane society, roadside cleanup, nursing home, etc.)

14.  Look at the list of ways you can give now. Select three items from the list (pg. 262) that you feel you could do for someone in the near future.  Explain how the topic of giving is related to the topic of personal finance. o Personal wealth alone has no meaning. The act of giving creates a legacy and adds meaning to your journey of life.  What are some character traits you would like to be remembered for?

15.  Activities: o Research Charitable Organizations (30 minutes)

16. Section 4

17.  Video 4.1 (12 minutes): Legacy  Journal : 1. When have you been impacted because someone gave their time, money or talents to help you? 2. How did this affect you?

18.  What does it mean to leave a legacy? o Your legacy is the impact you have on the world and it shows the world what really matters to you.  Why is it important to start giving to others while you are young? o Giving time and money is important and possible even when you’re young. o You should learn to give while you have little so that giving comes naturally when you have a lot.

19.  The Generosity of Future Me (30 minutes)  Write a one page essay on:  What ways would you like to give now?  How would you like to give in the future?  What can you do to ensure that you meet these goals?  What you want to be known for?  Exploring Areas of Need in Your Community (40 minutes)

20.  Take Action Challenge, pg. 267  Budget Builder – foundationsU.comfoundationsU.com  Money in Review, pgs. 268-269  Complete the “After” column on the “Measure Your Progress” chart, pg. 253.