1. SATSA 8 October 2014

2. BIDVEST BANK OFFERINGS – CURRENT Great Exchange Rates when converting foreign receipts into Rand Bidvest Bank Account for member companies employees Rand Card offers security for for incoming tourists Referral commission for any forex transactions Forex pay away for any overseas agents Foreign Currency Accounts for incoming payments

3. BIDVEST BANK ACCOUNT Low cost bank account for unlimited banking Competitive interest rates; Visa debit card, accepted at all Visa point of sales; PIN protected; Internet banking; Cash withdrawals at Pick 'n Pay, Shoprite Checkers and PEP stores; Purchase fuel with the Bidvest Bank card; Accepted at all ATMs locally and Internationally

4. SOUTH AFRICAN RAND Travel Card debit card facility to pay for goods and services and a cash-back option at point of sale* Easy access to cash Fixed exchange rate A debit card functionality The ability to pay for fuel at selected petrol stations The ability to pay for goods and services at more than 125,000 South African Visa merchants Cash withdrawals from more than 16,000 Visa ATMs in South Africa Free cash withdrawals at Bidvest Bank ATMs 24-hour support for lost or stolen cards SMS notifications

5. BIDVEST BANK OFFERINGS – FUTURE Business Account Acquiring Services Foreign Currency Account –Secure your incoming funds and convert at a suitable time –Make pay-away’s overseas and save on conversion costs –Earn nominal interest on credit balances