1. e-Business models wednesday Group 2 Jarno Sinkkonen Hannu Vahtera Tuukka Vepsäläinen

2. Agenda E-Loan Insweb Freemarkets Comparison of the companies Questions

3. E-loan ”a better way to get a loan… without lender fees” operates as an intermediary between financial institutions and the customers – personal financing – business financing operates in the US markets

4. Insweb ”Where you and your insurance really click” Clarifies the confusion of the insurance markets – supply surplus – intermediary between the insurance companies and the customer homes and businesses Operates in the US markets

5. Freemarkets ”Better Business” Operates as a B-2-B asset marketplace facilitator Many industry areas such as automotive and telecommunication Mainly in US markets

6. Comparison of the Companies

7. Questions?