1. 1 Your money is our favourite subject. 1 Economic Boom Financial Literacy & Learning

2. 2 Your money is our favourite subject. 2 Money Mentors Our Mission: To educate Albertans in personal money management and the wise use of credit and to provide alternatives for individuals and families facing financial challenges.

3. 3 Your money is our favourite subject. 3 Our Services  Coaching  Debt management programs  Corporate & Community Services  Website www.moneymentors.cawww.moneymentors.ca

4. 4 Your money is our favourite subject. 4 Today’s Presentation What’s happening out there? Why is financial literacy so important? What can we do?

5. 5 Your money is our favourite subject. 5 What’s Happening Out There? Canadian are not saving! 27% households no savings/no RRSP’s 61% have no pension plans 50% are 1 or 2 paycheques from financial crisis 20% using RRSP’s to finance daily spending 20% could not handle emergency of $5000

6. 6 Your money is our favourite subject. 6 What’s Happening Out There? Increased Uncontrolled Spending Attitude to live for today Conspicuous consumption Homes Cars Discretionary spending Denial Gold collar generation Anticipated inheritances

7. 7 Your money is our favourite subject. 7 What’s Happening Out There? Cost of Living is Skyrocketing Housing and rent Parking Property taxes Multiple vehicles Utilities Education Higher wages passed to consumers

8. 8 Your money is our favourite subject. 8 Why is Financial Literacy Important? Financial Stress Money issues #1 stressor of employees Money stress becoming the leading cause of marital breakdowns 31% indicated spending as source of marital tension 22% committing spending infidelity

9. 9 Your money is our favourite subject. 9  Educate  Empower  Refer  Develop Partnerships What Can We Do?

10. 10 Your money is our favourite subject. 10 Become Financially Literate!

11. 11 Your money is our favourite subject. 11 Thank you! Questions