1. PayPal, The World’s Most Loved Way to Pay and Get Paid Elias Ghanem Managing Director PayPal South East Asia, Korea & India September 14 th 2011

2. PayPal, The World’s Most Loved Way to Pay and Get Paid

3. Online world Offline world Mobile PayPal, The World’s Most Loved Way to Pay and Get Paid

4. 2008 = $8T2013 = $10T YesterdayTomorrow Online 6% Web-influenced offline 37% Online + Offline Today Online 4% Offline 96% Source: Forrester Source: Forrester, Euromonitor and Economist Intelligence Unit Source: Economist Intelligence Unit PayPal, The World’s Most Loved Way to Pay and Get Paid

5. $ 415 B $ 630 B 1.7 B 2.1 B Global online Retail sales 1 Global internet users 2 1.Forrester and Euromonitor; excludes food/grocery and online travel 2.Forrester; 2010 & 2013 data is straight-lined from Forrester 2009 & 2014 estimates 3.Forrester 2010 2013E Over 50% of Internet users are in developing countries 3 PayPal, The World’s Most Loved Way to Pay and Get Paid

6. Source: McKinsey Global Institute, May 2011 2 x Growth PayPal, The World’s Most Loved Way to Pay and Get Paid Internet Adoption:

8. $ 49 B $ 86 B 102 MM 141 MM Mobile payment volumes Mobile payment users Source: Gartner Group 2010 2011E 38% 76% PayPal, The World’s Most Loved Way to Pay and Get Paid

9. 169 MM users Growth: 140% Fastest growing 432 MM Users Growth: 72% PayPal, The World’s Most Loved Way to Pay and Get Paid

10. Source: The PayPal Consumer Online & Mobile Shopping Insights, Nielsen and PayPal Analysis Protection against items not arriving or not as described Safe to use on-line Protection against damaged or incorrect items

11. PayPal, The World’s Most Loved Way to Pay and Get Paid FIND PAY SHIP

12. Apparel & Accessories Jewellery Home Furnishing Diamond Rings Women’s Accessories Services Software Handicrafts Indian Retail Exports growing at 85% 2nd fastest growing Asian Export market

13. PayPal, The World’s Most Loved Way to Pay and Get Paid

16. PayPal sends the money but never shares any financial details Bank Account Credit Cards Bank Accounts PayPal Balance* Buyers choose from any one of multiple funding sources Sellers choose from any one of multiple withdrawal sources PayPal Balance* Checks/Demand Drafts *Note: the model in India is customized based on local regulations PayPal, The World’s Most Loved Way to Pay and Get Paid

17. Over 12 years of payment expertise 100 MM active users 190 markets 25 currencies 9 MM businesses ~ 18% of global e-commerce Total Payment Volume USD 92 billion ( 28% YoY) Growing 2x faster than ecommerce PayPal, The World’s Most Loved Way to Pay and Get Paid

18. Est PayPal, The World’s Most Loved Way to Pay and Get Paid

19. $25 2008200920102011E $140 $750 $2,000+ (In millions) PayPal, The World’s Most Loved Way to Pay and Get Paid

20. Delivery address Checkout WITHOUT PayPal 2 Open account CLICK 12 PayPal Login PayPal Review Review & confirmation KLICK Choose the product 123 Checkout WITH PayPal Log InPayment Select Funding source Order confirmed → Less hassle → Less time → Less risk of checkout abandonment CLICK Review order 3 CLICK Select Payment option 4 CLICK Fill in payment details 5 CLICK Payment confirmation 6 CLICK Order Confirmed Product selected PayPal, The World’s Most Loved Way to Pay and Get Paid PayPal shortens the checkout process by 50%

21. Heading 2 Heading 3 Bullet point t point Easy? PayPal, The World’s Most Loved Way to Pay and Get Paid

22. Bullet pointt point PayPal, The World’s Most Loved Way to Pay and Get Paid