1. PERSONAL INVESTING OPTIONS Team 7 Members: Mauricio Coto - Organizer Michael Thompson - Summarizer Saurabh Desai - Techie Farouq Mahadin - Techie

2. Annuities vs. Roth IRA Annuities - A form of investments offered by insurance companies Annuities - A form of investments offered by insurance companies Roth IRA - Individual Retirement Account that allows retirement savings to grow tax-free. Roth IRA - Individual Retirement Account that allows retirement savings to grow tax-free.

3. Scenario 30 yr. old individual retiring at 65 30 yr. old individual retiring at 65 35 year investment 35 year investment Investing $5000 every year Investing $5000 every year Assuming 3% Inflation Assuming 3% Inflation

4. Study Cases Roth IRA vs. Annuity at fixed i Roth IRA vs. Annuity at fixed i Roth IRA vs. Annuity at fixed FV & i Roth IRA vs. Annuity at fixed FV & i Roth IRA vs. Annuity at actual i Roth IRA vs. Annuity at actual i Roth IRA vs. Annuity at actual i & fixed FV Roth IRA vs. Annuity at actual i & fixed FV

5. Make a Choice Compare the results Compare the results Pros and Cons Pros and Cons Best Choice Best Choice