1. WELCOME! Individual Pension Plans Canada Revenue Agency’s Best Kept Secret!

2. WEBCAST BENEFIT: Answers 3 Questions  How can I guarantee my retirement income?  How can I reduce taxes?  How can I protect my assets from potential creditors?

3. WHAT IS AN IPP?  A defined benefit pension plan guaranteeing a monthly income at retirement  Transfer of corporate assets to personal assets in tax efficient manner  Provides maximum creditor protection

4. IDEAL CANDIDATE  Incorporated Business Owner or Professional over the age of 45  T4 earnings >= $100k per year  Desires to maximize retirement income  Interested in maximizing tax relief  Desires to unlock corporate earnings

5. BENEFIT: Maximum Pension  Provides the maximum annual “defined” pension benefit allowable  Indexed to increase with inflation  Terminal funding allows for enhancement of benefits

6. BENEFIT: Enhanced Contributions  Up to 60% more tax deductible contributions are allowable in the IPP vs. RRSP’s  Contributions entirely funded by the corporation and fully tax deductible as a qualifying business expense  Possible “terminal funding” allows a significant tax deductible contribution from the sale or wind up of business

7. BENEFIT: Maximum Tax Relief  All costs of the plan are 100% tax deductible by the corporation  Initial Tax Deductible Funding to catch up eligible “past service” from 1991  Contributions are exempt from Ontario Employer Health Tax of 1.95%

8. IPP vs RRSP Contributions IPP Past Service IPP Current Service RRSP

9. BENEFIT: Creditor Protection  Provides Maximum Creditor protection  100% bullet-proofing of plan assets as per CRA “locking in rules” under pension legislation  Secures assets for retirement

10. IPP BENEFITS: Answers 3 Questions  An IPP can guarantee your retirement income!  An IPP can reduce your taxes!  An IPP can protect your assets from potential creditors!

11. IPP Info Kit

12. FREE OFFER  Free IPP kit  Free, no obligation consultation  Call: Peter Gillen @ (519) 966-0101  E-mail: info@petergillen.cainfo@petergillen.ca  For more info visit www.petergillen.cawww.petergillen.ca