1. “ONE STEP FORWARD” Dayton Neighborhood Stabilization / Renovation / Future Growth Presented by: Tammy Murphy A COMPREHENSIVE PLAN OF ACTION TO MOVE FORWARD TO OUR FUTURE GROWTH POTENTIAL

2. “One Step Forward”  Select One Neighborhood Community in Need Program Administrator Determines Homes Available:  Pull Listing Inventory for Short Sale / Bank Owned  Verify Sheriff Sale listings (In Foreclosure)  Pull County Tax Records: Delinquent Taxes (potential foreclosure proceedings / troubled owners) Out of Area Owners  Pull City Registration for Rental Properties Dayton Neighborhood Stabilization / Renovation / Future Growth Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997

3. “One Step Forward”  Overall Financing / Establish Budget / Funding  Money from Stimulus Establish Fund for Acquiring Homes / Renovation  City Funding  Property Tax Credit  Residential Improvement Loans  Small Business Loans Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

4. “One Step Forward”  Acquired Homes  Renovated to Standards  Made Available to Public For Sale: Initial Funds and Percent of Profit Proceeds are Regenerated Helps to provide “affordable housing” that is Move-In Ready Ensure continuation of project funds For Lease / Sec 8: Two Year Basis for Regeneration Helps to secure vested occupant and impact immediate need for placement Protects investment for positive neighborhood impact Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

5. “One Step Forward”  Standards Renovation Level:  No Visible Exterior Maintenance Issues Painting / Siding Roof / Gutters Windows Landscaping Enhanced Level:  No Visible Exterior Maintenance Issues  No Interior Defects Safety, Habitability, Structure (Determined / Confirmed by Home Inspection) Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

6. “One Step Forward”  Non-Owner Occupied Homes  Homes Needing Exterior Maintenance Can Qualify for Property Tax Credit to offset costs for Renovation Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

7. “One Step Forward”  Owner Occupied Homes  Homes Needing Exterior Maintenance Can Qualify for Property Tax Credit to offset costs for Renovation  Homes Requiring Extensive Renovation Can Qualify for City Renovation Funds at Low Interest Rate Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

8. “One Step Forward” Requirements:  Properties are monitored every six months for Validation Validation ensures properties are being maintained and confirms tax credit  Properties that change status (Owner Occupied to Rental or For Sale) will be required to be Reviewed Review confirms standards and Determines tax credit / loan position (continues, changes or due)  Properties that fail to meet Standards within Target Neighborhood can be sited for Violation and Fined  Fine Income is used to offset the cost of validation process Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

9. “One Step Forward” Commercial / Business  Identify Current and Operational  Businesses within target area can be used to sponsor development  Tax Credit can be used to offset the cost of improvements  Low Interest Loan can be used for expansion projects  Determine Space / Use Available  Seek missing segments for growth potential  Offer Tax Incentive for New Business / Relocating to target area Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

10. “One Step Forward” Collaborative Effort:  Comprehensive Plan to encourage and incorporate all aspects of the community neighborhood.  As “vested” home owners they benefit from reduced property tax rate, improved neighborhood and increased market value Property Tax from previously delinquent / non-paying properties can be collectible income based on influx of new owners / responsible tenants; thus off-setting any credits.  Increased Commercial / Business activity generates taxable revenue Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

11. “One Step Forward”  Key = Establish a system for monitoring progress without encumbering:  Neighborhood Watch – meet monthly Comprised of those living in the neighborhood; used as an open discussion format; Appointed Liaison brings major discussion points to Committee  Neighborhood Committee – meet bi-monthly Comprised of (6) Home Owners, Tenants; Appointed Chair Conducts Set Agenda for discussion; Representative attends Business Partners meeting  Business Partners – meet quarterly Business Owners and Neighborhood Committee Representative meet to discuss issues / growth / action items  Review Panel – meet semi-annual Comprised of all members / committees / partners with participation by City Official, Program Administrator Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

12. “One Step Forward”  Takes Commitment from City Officials  Plan can be Set in Motion by Program Administrator  Monitor / Evaluate / Review / Adjust as necessary  Regenerate Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

13. “One Step Forward”  Before & After – Annual Competition  Homes will be Recognized with Participation Plaque  Sponsoring Businesses can Award Top 3 Homes with Prizes Services Gifts Cash Presented by: Tammy Murphy, REALTOR Exit Realty Partners 937-838-0997 Dayton Neighborhood Stabilization / Renovation / Future Growth

14. Presented by: Tammy Murphy ACQUIRED PROPERTIES EXCEEDING EXPECTATIONS A P E X