1. Employee Benefits Presented by: Sana Khan Tarun Kanti Roy Sumit Kumar Pal Sushmita Agarwal

2. Agenda What is Employee Benefit? Need of Employee Benefits Types of Employee Benefits Overview of Construction Industry Indiabulls Real Estate Limited Overview of IBREL Employee Benefits at IBREL General Construction Company Overview of GCC Employee Benefits at GCC

3. What is Employee Benefit Employee benefits and benefits in kind, also called perquisites, perks are various non-wage compensations provided to employees in addition to their normal wages or salaries. Provides a system of leave or time off from work. Provides retirement income to employees and family

4. Need of Employee Benefits To Retain the Employees Employee Demands To Motivate Performance As a social security Trade Union Demand Hazards of Industrial Life Minimize cost

5. Types of Employee Benefits Healthcare benefits Paid vacations and holidays Sick leaves and privilege leaves Compensation Workmen's compensation Bonus Employee stock ownership Pension Plans Relocation assistance

6. Period of strong growth, with the infrastructure and the commercial construction sectors at the forefront Sectors House building Infrastructure Industrial construction Commercial construction Building materials Overview of Construction Companies

7. 1. Indiabulls Real Estate Indiabulls Real Estate (IBREL) is one of India's largest listed developers currently developing 57 million square feet of residential and commercial real estate. Focused regional player – Mumbai, NCR and Chennai Net worth of the Group exceeds USD 3 billion Has won awards for the best office property

8. Indiabulls: Benefits for Mgt. Employees Provident fund contribution (govt.) : 12.5% + 12.5% of basic Provident fund contribution (company trust) : 12% + 12% of basic Leave Travel Allowance: up to a maximum of one month’s basic salary per year House Rent Allowance : up to a maximum of 25% of one months basic salary per month Medical Reimbursement : for self, spouse, dependent children & dependent parents up to a maximum of one month’s basic salary per year Cell phone allowance: Rs 750 - Rs 1500/month 10 % discount rate on purchase of flats built by IBREL Food and refreshments free on site Laptops based on requirements

9. Indiabulls : Benefits for Labour Class Provident fund contribution : 12.5% + 12.5% Yearly Bonus: up to a maximum of 30% of one month’s basic salary per year House Rent Allowance : up to a maximum of 15% of one month’s basic salary per month Medical Reimbursement : for self, spouse, dependent children & dependent parents up to a maximum of one month’s basic salary per year Accidental Insurance Overtime : 1.5 times the going rate for extra hours 2 times the going rate for work on holidays Food and refreshments free on site Daily commute to construction site and back home

10. 2. General Construction Company Privately-held, employee-owned heavy construction contractor with marine, industrial, heavy-civil, and design-build capabilities Focused in – West Coast of the United States and British Columbia Work includes the construction of bridges, piers, marinas, breakwaters, jetties, dam upgrades, ferry terminals, submarine cables, and outfalls. Also constructed and upgraded facilities for manufacturers of aircraft, petro-chemical, and pulp and paper products. Net worth of the Group exceeds USD 5.5 billion

11. GCC :Benefits for Employees Healthcare Benefits Major medical, hospitalization, out-patient and mental health coverage Dental coverage including routine and orthodontia care Prescription drug coverage (retail and mail order) Routine vision exam and material allowance Employee and family assistance program 24/7 nurse line Managed chronic disease program 401 (k) Savings Plan : 10% of your salary Employee Stock Ownership & Profit Sharing: 75% of the salaried employees who have been with the company for a minimum of 5years own stock.

12. GCC : Benefits for Employees Compensation : The compensation structure is based on local, regional or national compensation data. Compensation is reviewed annually and adjusted on the basis of individual performance. Income Protection Plans: short and long term income(disability) plans. Long term protection is offered with easy payroll deductions. Life insurance and accidental death insurance plan. Other company-paid benefits: Paid vacation and holidays Sick leave Relocation assistance

13. Thank You