1. DGPFSS Strength through personnelLe personnel fait la force DGSSPF Base Commanders Symposium An integral part of the Canadian Forces community André Bouchard, President April 2010 Support our Troops Appuyons nos troupes

2. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES MANDATE “We are committed to providing sound financial solutions and enhancing the financial well-being of the Canadian Forces community through tailored and unbiased financial solutions; thereby contributing to the operational readiness and effectiveness” Exclusive to the Canadian Forces…

3. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES OUR TEAM AND LOCATIONS 24 Certified financial planners 21 Financial counsellors 14 Licensed insurance representatives 2 Financial educators 60 Support staff www.sisip.com Serving 18 locations…

4. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES CHALLENGES Myth: We are contractors Operate under the construct of NPP framework. Are part of the Department of National Defence. Mandate to contribute to the operational readiness and effectiveness of the CF through tailored and unbiased financial solutions. Myth: We are contractors Operate under the construct of NPP framework. Are part of the Department of National Defence. Mandate to contribute to the operational readiness and effectiveness of the CF through tailored and unbiased financial solutions. Who we are…

5. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES CHALLENGES (cont’d) Accept: Invitations to conduct Associated to “one” or “all” of our services. All presentations are tailored to the realities and uniqueness of the CF. Our professional team can provide accurate information and know what resources are available, unlike other organizations who may not be familiar with CF and our lifestyle. Accept: Invitations to conduct Associated to “one” or “all” of our services. All presentations are tailored to the realities and uniqueness of the CF. Our professional team can provide accurate information and know what resources are available, unlike other organizations who may not be familiar with CF and our lifestyle. Scans, DAGS and Presentations…

6. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES CHALLENGES (cont’d) Pension Act Offset from CF Long Term Disability Elimination of the Monthly Pension Act from SISIP LTD (Ombudsman Report 2003). Class Action filed in Mar 2007 challenging the LTD program. Awaiting Supreme Court of Canada. Outcome if successful – reimbursement of deductions to all claimants who has their SISIP LTD reduced by the amount of their Pension Act. Reinsurance Required to guarantee the payment of claims, even if someone dies in a Theatre of Operations. Excessive cost; over $10M in 2010, and difficult to find reinsurance because of the risk associated to war and terrorism. Pension Act Offset from CF Long Term Disability Elimination of the Monthly Pension Act from SISIP LTD (Ombudsman Report 2003). Class Action filed in Mar 2007 challenging the LTD program. Awaiting Supreme Court of Canada. Outcome if successful – reimbursement of deductions to all claimants who has their SISIP LTD reduced by the amount of their Pension Act. Reinsurance Required to guarantee the payment of claims, even if someone dies in a Theatre of Operations. Excessive cost; over $10M in 2010, and difficult to find reinsurance because of the risk associated to war and terrorism. Other…

7. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES FINANCIAL CONTRIBUTIONS Morale and Welfare… 2009 SISIP FS contributions $2,614,170

8. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES FINANCIAL CONTRIBUTIONS cont’d… A portion of our net income makes it possible for us to financially contribute to the Morale and Welfare Grant.

9. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES REFLECTION Financial health in the Canadian Forces is paramount as it directly impacts on the operational readiness and effectiveness of the members… From your perspective, what more can SISIP Financial Services do to be more relevant and to better integrate into your base community? Financial health in the Canadian Forces is paramount as it directly impacts on the operational readiness and effectiveness of the members… From your perspective, what more can SISIP Financial Services do to be more relevant and to better integrate into your base community?

10. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES Celebrating 40 years as the provider of your financial solutions…

11. CANADIAN FORCES PERSONNEL AND FAMILY SUPPORT SERVICES SERVICES DE SOUTIEN AU PERSONNEL ET AUX FAMILLES DES FORCES CANADIENNES www.sisip.com 1-800-267-6681 Q & A