1. ATM Security Recommendations

2. n There are over 200,000 ATMs in the U.S. n Cash in ATMs ranges from $15,000 in small machines to $250,000 in larger bank machines

3. Potential Security-Related Problems n Attack of ATM machine or installation –May drag small machine from site –Disable alarm - break into machine - destroy surveillance tapes –Smash ATMs with sledgehammers and metal bars n Safety and security of guards or other employees of the financial institution

4. n Fraudulent access to ATM cards –“Shoulder Surfing” –Video Cameras and laptop computers –Use of scanners to steal credit card numbers - “skimmers”

5. n Robbery of ATM patron –Robber will take other personal possessions –Victim may be physically assaulted –May lead to carjacking –Most dangerous hours for ATM crime are from 7:00 PM until midnight

6. ATM Safety and Security Recommendations n Approaching the ATM –Keep all windows closed and all doors locked at a drive-up ATM. Keep the vehicle running and watch all sides. –When approaching the ATM, be alert for suspicious persons. –Never approach an ATM if the lights at the site are not working. –If possible, take a companion along to the ATM, particularly after dark.

7. n Using the ATM –If waiting in line to use the ATM, wait well behind the person(s) ahead of you, and do not approach the ATM until they complete their transaction. –Advise someone if they are too close to you.

8. –Before you approach the ATM, have your card ready and know your code. –Memorize your PIN. Do not write your PIN on your ATM card or carry your PIN in your wallet or purse.

9. –Do not select an easy to remember PIN –When using the ATM, stand directly in front of the keyboard, blocking the view of others –Never accept offers of assistance with the ATM from strangers.

10. –When your ATM transaction is completed, immediately take your property - card, receipt, money, etc., put them in your pocket, wallet or purse and leave immediately. Never stand and count your money. –If you lose, misplace or have your ATM card stolen, notify the card issuer immediately

11. THANK YOU