1. Bine aţi venit la HVB Leasing Romania s.r.l. Welcome to HVB Leasing Romania s.r.l. Welcome to HVB Leasing Romania s.r.l.

2. BA/CA-Leasing InternationalVarsovia Praga Bratislava ViennaBudapesta Bucharest Sofia Ljubljana Zagreb Belgrad Treviso Sarajewo Bolzano / Bozen

3. Set up in May 2002 Shareholders: Bank Austria Creditanstalt Leasing and HVB Bank Romania 34 employees Head office in Bucharest Branches in : Timisoara, Cluj, Oradea S.C. HVB Leasing Romania s.r.l.

4. Activity fields CAR LEASING EQUIPMENT LEASING REAL ESTATE LEASING ADDITIONAL SERVICES

5. Car leasing Private customers Private authorized customers Corporate customers

6. Equipment leasing After analyzing the Romanian Equipment Leasing market following attractive business domains have resulted: –Construction –Transportation –Agriculture –Intelligent Technology –Food- and beverage industry –Printing machines Building direct contact with clients and in the same time trying to conclude cooperation agreements with suppliers and direct importers.

7. Real estate leasing Real estate leasing represents a special type of financing commercial property Long term financing up to 20 years Refinancing basis: floating or fix EURO or foreign currency TIC > 1 MEUR

8. Real estate leasing WHAT CAN YOU LEASE? Office buildings Logistics centers Warehouses Production plants Factories and business parks Retail marts and shopping centers

9. Real estate leasing Types of leasing “Buy and lease” New building “Sale and lease back” Customized Financing Solutions: we buy the land and erect the building according to your plans; we buy the building you want and lease it to you; we buy your own real estate and lease it back to you: „ sale and lease back ” financing.

10. Office building B+G+1, Warehouse FRANKE Romania s.r.l. in Pantelimon, Bd. Biruinţei, no. 98: Office building B+G+1 Warehouse Plot of land: 40.000 m 2 Building: 19.000 m 2 The ideal business partner for succesfull projects: HVB Leasing Romania

11. Showroom Land Rover-Jaguar, auto service, office building B+G+1 Premium Auto s.r.l. in Bucharest, Sos. Bucharest- Ploiesti, nr. 107A Showroom Land Rover-Jaguar, service auto Cladire de birouri B+G+1 Suprafata teren: 6.756,26 m 2 Suprafata cladire: 2.360,39 m 2 The ideal business partner for succesfull projects: HVB Leasing Romania

12. www.hvb-leasing.ro Thank you for your attention!