1. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary project goal. redesign a web-based tool for teaching basic concepts of banking to children, based on Human Computer Interaction (HCI) design principles.

2. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary design principles. visibility of system status –user can see where he is now and where he is going (grey out unavailable items) dynalinking –various forms of data are linked dynamically motivation to use system –use compelling characters and create a desire to continue with story map to user’s model –provide navigation for separate models

4. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Hey kids! Enter here!

5. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Panda Paul’s Adventure with Interest Sandy Tiger Goes-a-Saving Elephant Ellie and the Great Electronic Fund Transfer Crocodile Chris and the Checking Mystery Welcome to Banking for Kids! We put the fun in funds! Choose an adventure to start learning… interest electronic fund transfer saving checking

6. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Hi, I’m Panda Paul! I have some money, but I need your help. I want to know how much I will have in the future. Can you help me? Panda Paul’s Adventure with Interest Please select. Yes, I want to help Panda Paul! No thanks, I want to start over. OK Do you want to help Panda Paul? Yes, I want to help Panda Paul! backback forward forward homehome

7. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary calculate Choose an amount of money. $10 $20 $30 $40 $50 Panda Paul’s adventure with interest First, let’s decide how much money I have now. Please choose from the box below. ? $____ Panda has: ___% Interest rate: ____ number of years: OK How much money does he have now? $50 backback forward forward homehome

8. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary calculate ___% Interest rate: ____ number of years: Choose an interest rate. Panda Paul’s adventure with interest Ok, now let’s choose the interest rate. from the list below.. 2% 3% 4% 5% 6% What is the interest rate? $ 50 Panda has: OK 3% backback forward forward homehome

9. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary calculate ____ number of years: Choose the number of years. Panda Paul’s adventure with interest Now, let’s decide how long I will save my money? Please, choose the number of years below. 10 years 11 years 12 years 13 years 14 years What is the number of years? $ 50 Panda has: 3% Interest rate: OK 10 years 10 number of years: calculate backback forward forward homehome

10. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Panda Paul’s adventure with interest Thanks for your help! Try changing the numbers and click the recalculate button. recalculate Results: Panda Paul will have $ 67 in 10 years. $ 50 Panda has: 3% Interest rate: 10 number of years: watch it work! watch it work! Results: Panda Paul will have $ 74 in 10 years. 4% backback forward forward homehome

11. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Panda Paul’s adventure with interest $ 50 Panda has: 4% Interest rate: 10 number of years: How does it work? Panda Paul’s money gains interest each year, so it actually grows! Click on the boxes see the action. $74 recalculate Results: Panda Paul will have $ 74 in 10 years. backback forward forward homehome Year 0: $50 Year 1: $52 Year 2: $54.08 Year 3: $56.24 Year 4: $58.50 Year 5: $60.83 Year 6: $63.27 Year 7: $65.80 Year 8: $68.43 Year 9: $71.20 Year 10: $74.00

12. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Year 8: $68 Year 9: $71 Year 10: $74 Year 11: $77 Year 12: $80 Year 13: $83 Year 14: $86 Year 15: $90 Year 16: $93 Year 17: $97 Year 18: $101 Panda Paul’s adventure with interest $ 50 Panda has: 4% Interest rate: 10 number of years: How does it work? Panda Paul’s money gains interest each year, so it actually grows! Click on the boxes see the action. recalculate Results: Panda Paul will have $ 74 in 10 years. backback forward forward homehome Year 0: $50 Year 1: $52 Year 2: $54.08 Year 3: $56.24 Year 4: $58.50 Year 5: $60.83 Year 6: $63.27 Year 7: $65.80 Year 8: $68.43 Year 9: $71.20 Year 10: $74.00 Results: Panda Paul will have $ 101 in 18 years. $ 101 18

13. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Elephant Ellie and the Great Electronic Fund Transfer Hello there! I’m Elephant Ellie. I need to buy a gift for my friend’s birthday. Can you help me? Please select. Yes, I want to help Elephant Ellie! No thanks, I want to go back home. OK Do you want to help Elephant Ellie? Yes, I want to help Elephant Ellie! backback forward forward homehome E

14. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Ellie needs: calculate Elephant Ellie and the Great Electronic Fund Transfer First, let’s decide how much money I have now. Please, choose from the box below. $____ Ellie has: $___ Cost of gift: Choose an amount of money. $5 $10 $15 $20 $25 How much money does Ellie have now? OK $15 Ellie has: To buy a: backback forward forward homehome

15. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary To buy a: calculate Choose a birthday gift. poster cool new CD striped socks dinosaur computer game Elephant Ellie and the Great Electronic Fund Transfer Now let’s decide what I want to buy for my friend’s birthday gift. Please, choose from below. $____ Ellie has: $____ Cost of gift: What does Ellie want to buy? OK cool new CD $ 22 Cost of gift: $ 15 Ellie has: calculate Ellie needs: backback forward forward homehome

16. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary recalculate Choose from below. Elephant Ellie and the Great Electronic Fund Transfer Ok, so I need some money. I think I will use an EFT, or Electronic Fund Transfer. What should I do? How can Ellie do an EFT? OK $ 22 Cost of gift: $ 15 Ellie has: $ 7 Ellie needs: Go to an ATM machine. Go to the moon. Go to the circus. To buy a: cool new CD Go to an ATM machine backback forward forward homehome

17. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary recalculate Elephant Ellie and the Great Electronic Fund Transfer How can Ellie do an EFT? OK $ 22 Cost of gift: $ 15 Ellie has: $ 7 Ellie needs: To buy a: cool new CD That’s right! The ATM is a machine that keeps track of your money, just like the teller inside the bank does. But bank tellers are only at the bank, and ATM's can be anywhere. There's usually an ATM at the bank, but they're at the mall and the grocery store, too. backback forward forward homehome

18. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Glossary Bank—An organization that keeps money safe for people, and that people or businesses can borrow money from. Budget—A plan that describes how and when money will be saved and spent. Cash—Another name for money. Check—A written instruction to your bank to pay the amount of money you have written on it. You can use a check instead of cash to buy things as long as you have the money in your bank account. Deposit—Money you put into your account. Expenses—Things you pay money for. Financial—Anything that has to do with money. Interest—An amount of money that is paid for using someone else's money. When you borrow money you pay an interest charge. When you deposit money in a savings account at a bank, the bank will pay you interest. Invest—To put your money into savings accounts that you hope will grow in value and earn you more money. Loan—Money that is given to you in exchange for a promise that you will pay it all back, plus an additional charge called interest. Save—Hanging onto your money for future use instead of spending it. Saving is the opposite of spending. Savings Account—A bank account that pays you interest for keeping your money in it. Withdrawal—When you take money out of your bank account. backback forward forward homehome

19. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Hi, I’m Sandy Tiger! I have some money, but I need your help. I want to know how I can save money. Can you help me? Sandy Tiger Goes-A-Saving Please select. Yes, I want to help Sandy Tiger! No thanks, I want to start over. OK Do you want to help Sandy Tiger? Yes, I want to help Sandy Tiger! backback forward forward homehome Saving Tips

20. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary my references: http://www.state.ct.us/dob/pages/abcs-1.htm http://www.ssnb.com/youngsavers/money.htm http://www.kidsbank.com/the_story/checks/checks_6.asp

21. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary The end

22. about | interest | saving | electronic fund transfer | checking | calculators | games | glossary Saving Tips: Putting money in a savings account is a great way to make sure you have the money you need, when you need it. You put money in the bank now, and you can use it later. It makes sense to save money, putting some in the bank every week, month after month. Over the years, your money will grow and you'll feel good about saving. You can use a little of the money you've saved for special things— maybe to buy your mom or dad a birthday present, or a surprise for a friend. Collect your coins in a safe place like a piggy bank or jar, and when it gets full, put the coins in the plastic coin wrappers and deposit them into your savings account. You'll be surprised how fast those coins can add up! When you get money as a gift from family or friends, put it right into your savings account where it will get added to your other money. You'll be able to buy yourself something really special if you combine the money you've saved with any gift money you get. Always put the money you earn from chores around the house in your savings account. It's a great way to make sure your hard work helps you reach your savings goal. Close