1. Know your Options, Plan & Prepare in Advance, Share with Family & Friends. Copyright 2009 Tribute Direct, Inc. Peace of Mind With Tribute Direct

2. 1.45% of Americans will attend two funerals in the next 12 months. 2.Average Funerals today costs over $7.000.00, excluding cemetery and gravestone costs. 3.Insurance purchased years ago may not cover funeral expenses today. 4.Americans don’t want to burden the ones they leave behind with uncertainty, hundreds of decisions to consider, and funeral expenses. Why You Need to Plan & Prepare Now

3. Tribute Direct: The 1 st Call to Make When a Death Occurs Caring Counselors to help 24/7 Funeral Home/Cemetery Referral Up to 40-70% savings compared to Funeral Homes & Cemeteries Helpful advice in making hundreds of decisions Allows families to purchase without pressure Complete selection of beautifully-made, high-quality caskets Design & installation of marker/gravestone Additional 5% discount on Tribute Direct caskets/gravestones/urns Additional 15% discount on flowers at www.TributeDirectFlowers.com BenefitsTribute Direct & Life Insurance Funeral Home Pre-Need FlexibilityYesNo ControlYesNo ChoiceYesLimited ValueYes????? PortableYesNo “It’s great to know, that even in life-ending times, there are people who understand and care.” Wallace “Stan” Jarrett Tribute Direct: America’s Trusted Provider of End-of-Life Products & Services

4. PLANNING: The Tribute Direct Funeral Protection Plan™--a Comprehensive Guide to planning & paying for a funeral In the Privacy of Home, Plan online -or- With the printed booklet: “5 Easy Steps to An Affordable Funeral” Providing complimentary offering from Tribute Direct

5. Unique Personal I.D. Number Secured Website Information to help with Hundreds of Decisions In-depth research that corrects the misinformation about funerals and burials Members log in at their own pace, review options, make their selections, enter their own unique information... Tribute Direct Offers Online Funeral Protection Plan: Comprehensive, Secure, Flexible

6. Educate Yourself – Step 1 Identify Goals – Step 2 Personalize Your Plan – Step 3 Estimate Costs – Step 4 Review Financial Plan – Step 5 Tribute Direct Printed Funeral Protection Plan: (for clients without Internet Connectivity)

7. At time of need, Make Your Insurance Benefit Go Farther Beautifully-made caskets manufactured in the U.S., as low as $995 (advertised price includes standard shipping) Guaranteed Shipping to any funeral home in the U.S. Funeral Home must accept casket or pay $10,000 penalty Save with Tribute Direct; beneficiary may use remaining insurance for other purchases 20 gauge white with gold hardware, white shirred interior fabric Funeral Home Price: $1595 Tribute Direct Price: $995 “You handled everything with efficiency... and the price was in my budget.” L.J. King Tribute Direct: Additional “Preferred Client” Discounts

8. Selection of Metal, Wood, and Art Caskets Tribute Direct Offers a Selection of Beautiful, High-quality Products

9. Over 20 years of design & production experience Cemetery and Installation Coordination handled with no additional service fees Internal Design & Production Facility Standard or Customized Options Nationwide Network of Cemeteries/Installers Single Flat Markers start at $439 (shipping including) “You did a wonderful job and I would recommend Tribute Direct to anyone. Thank you again for your service and the opportunity to work with you!” Sue Storms Tribute Direct Offers Complete Marker & Monument Design & Installation

10. 15% off when purchasing at www.TributeDirectFlowers.com Tribute Direct Offers Floral Items for any Occasion

11. Share these benefits... Enroll today, then share these benefits family & friends Give the gift of “peace of mind” by sponsoring someone that you love and care deeply about. Tribute Direct Giving Families Peace of Mind